It really does depend on the bank. Along with the process of physically preparing the property there has to be a number of Broker Price Opinions (BPO) conducted and then the file has to pass across a number of desks before the bank makes its decision on what to list the house for. The only lien that follows a house beyond auction however is a water bill. I've seen them get pretty high, but mechanic's liens are cleared because the sheriff's department must, as in any closing, present the home with clear title. It's a long process to complete so if you are waiting for a specific home that just passed through auction, I'd pour a cup of coffee. I've seen it take longer than a year. - Sun Oct 11 2009, 09:08