Cynthia Fleming

"Here to help you find your DREAM home in Laguna Beach!"
  • I'm a:
  • Real Estate Professional
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  • Coldwell Banker
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  • (949) 499-8791
Cynthia Fleming,  in Laguna Beach, CA 92651
  • 32 Answers
  • 7 First Answers
  • 4 Useful Answers
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About Me
Laguna Beach resident Cynthia Fleming brings to her real estate business a unique and powerfully effective combination of communications skills, technological know-how and industry expertise. Growing up in the suburbs of Boston, Cynthia earned a degree in Education and began her career in advertising. Later transitioning into the footwear industry provided her with the opportunity to travel throughout Asia, where she eventually lived for several years. Cynthia currently resides in Laguna with her husband Vinnie, daughter Michaela and six year-old Golden Retriever Max. Her son Todd is currently serving his country as a member of the US Navy, on the USS Iwo Jima, stationed out of Norfolk, Virginia.

Cynthia credits her life and travel experiences with enhancing her strong cross cultural communication skills, while her education and business background provide her with a winning edge when coordinating the complexities of a real estate transaction and negotiating for the best deal on your behalf.

Dedicated to providing the utmost in professional, quality service, Cynthia is driven by strong core values and an impeccable work ethic. Her relaxed and friendly demeanor perfectly complements her commitment to "getting you what you want", ensuring a pleasant and satisfying experience for all clients. Her determination to forge lifelong working relationships with satisfied clients means she won't rest until you are in your dream home!
Testimonials
"I want to thank you for the professional and thoughtful way you handled Cathy and me and we sincerely appreciate your support and understanding. Rest assured when the time comes to relocate, we know who to contact. Once again, thank you. All the best, Frank & Cathy"
Frank Sica Mon Jun 9
My Q&A View all >>
Cynthia Flem…'s Questions (0)
Cynthia Flem…'s Answers (32)

Thanks for all your replies.

Cynthia Fleming answered:
Hi Enzo,
Well it looks like Joe covered it! If you're offer hasn't been accepted, I'd pull out now. Tell them you're withdrawing your offer and get a release from your buyer agency agreement. dMove on with your home search and get yourself a new agent! If I can be of any other assistance, let me know. Cynthia - Mon Aug 18 2008, 22:28

Changing my Realtor/Broker

Cynthia Fleming answered:
Enzo, Any arrangements or agreements you make in real estate should be in writing and signed by all parties. At this point you don't even know if you're offer will be accepted, but if it is, he is procuring cause...and even if you fire him...he will go after you for his commission. He is behaving unethically and in my opinion you should report him. I answered a question from you yesterday and mentioned that there may be several offers on the table and no guarantee you will get this one. The process is generally long with short sales, and if I were you, I would continue looking at what is available on the market. I recommend you focus on REO's (bank owned properties) and stay away from short sales. Who knows, maybe you'll find something you like even better! In the meantime, I would fire him as your agent and get a release from your buyer agency contract from him. Feel free to contact me directly if I can help you any further. - Sun Aug 17 2008, 16:03

When rates are locked ?

Cynthia Fleming answered:
Enzo, Whether the offer is accepted or not has no bearing on locking an interest rate. That is between you and your lender. Usually the lender will tell you what the current rate is and where he/she believes the interest rates are predicted to go (up or down or even stay the same). If they feel interest rates are on the rise, they usually will advise you of this and suggest you lock your rate. However, it is only for a specific period of time. Find out how long you are locked in. Unfortunately with short sales, they can drag out indefinitely and no guarantee you will get the sale! Often times there are several offers on the table. The other problem with short sales is that while you are waiting, if the property is in default, the bank is continuing in their foreclosure process and the home could end up being foreclosed on! My advise to you is to concentrate on bank owned properties, called REO's, because these will close quicker than short sales...and the price is usually right! I have a question for you, is your offer already accepted? Let me know. If you would like me to send you bank owned property listings in the areas you are looking let me know and I'll forward them along to you. Thanks. Cynthia - Sat Aug 16 2008, 12:47

Appriase or Not Appraise.....what are the implications?

Cynthia Fleming answered:
Since you are paying cash, it doesn't really matter. If you were financing the property and it didn't appraise for the sale price, you would be responsible to come up with the difference. This is why many deals fall apart. People are not willing to pay more than what the appraiser feels the property is worth. Generally the city assessment is based on the purchase price, so if you are paying less than what the appraisal comes out at, you will benefit tax-wise, since your taxes will be based on what is on record for what you actually paid. This is different then say in NH, where the town conducts their own assessment of the property and the price you paid is not considered. For answers to tax questions, you should consult your tax accountant and/or advisor to be sure. - Thu Aug 14 2008, 21:57
Cynthia Fleming answered:
Hi Dennis, I understand your reasoning, but I now have another question? Do you already have the property listed with a local realtor in FL? If not, you should be using a local realtor since they have the best understanding of the market and also an existing pool of buyers who are already looking in the area. Keep in mind that anyone in Finland or Sweden who is looking for a property in FL is most likely either working with a local agent in Florida or they are conducting their own home search online. If you are listed through a brokerage firm, then your listing is in the local MLS and as a result available on Realtor.com. Anyone in Finland or Sweden looking to buy in the area will find your listing. However, to limit marketing your listing to only buyers in Finland and Sweden would significantly reduce your potential buyer pool. After all, your goal is to sell the property, right? - Sat Aug 9 2008, 16:59
I can refer you to an agent in either Finland or Sweden? We have offices throughout Scandinavia and Europe. Can you tell my why you need an agent abroad for a property in FL, or be a little more specific on where, so that I can refer you to the right agent? Thanks a lot.
Cynthia
CYNTHIA J. FLEMING, RealtorĀ®
COLDWELL BANKER RESIDENTIAL BROKERAGE
Laguna Beach South
31582 Pacific Coast Highway
Laguna Beach, CA 92651

Business: 949-499-8791
Cellular: (603) 216-7906

Finding you a place to Love ... not just a place to Live! - Sat Aug 9 2008, 10:31
Specialties
Residential, Vacation homes, Luxury Homes
Condo's, Townhouses
Waterfront Properties
Rentals and Leases
Experience
Latest:
Realtor for Coldwell Banker Residential Brokerage; Laguna Beach, CA
Licensed Realtor in CA and NH Member California Association of Realtors (CAR) Member Laguna Beach Board of Realtors (LBBR) Member SoCal Multiple Listing Service (MLS) Member National Association of Realtors (NAR)
November 1999—present
Certifications & Awards
Realtor
Certified EMarketing Specialist
Certified Relocation Specialist
Interests
My children; My son Todd who is serving in the Navy aboard the USS Iwo Jima and my daughter Michaela who is a senior at Laguna Beach High School.
My golden retriever Max - taking him to Huntington Beach Dog Beach and letting him play in the waves.
Spending time at the beach whether it's an evening bonfire at Aliso or hiding out in one of Laguna's Coves.
Photography and the beautiful Laguna sunsets.
First Thursday Night Art Walks.
All that Laguna has to offer :)
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