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Keller Williams Partners Realty
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- 44 Answers
- 4 Best Answers
- 7 First Answers
- 17 Useful Answers
I'm very passionate about being able to truly help someone get what they want in life knowing that I did my best for them never sacrificing integrity to reach a goal. I will always feel proud knowing that I did the right thing. Your real estate solution must be unquestionable knowing that your needs were foremost. Next to helping my clients achieve their goals, I hope that you are so thrilled with the service that I provided to you that you will want to recommend all your friends and family to me. When you think of a great Real Estate experience, I want you to think of me!
Passionate and dedicated in my chosen full time career in Real Estate, I will go beyond what it is that you expect from your Realtor and deliver results that will get your home sold or assist you in finding you the perfect home that you're looking for should you be interested in buying.
How can I help you?
I've lived here in Coral Springs Florida and South Florida since the early 80's. Coral Springs is an wonderful town to live in with all it has to offer. I live here with my husband and son and truly love my family. I can really appreciate what ones home means to a family. So many lasting memories occur in our homes - memories that last a lifetime. To be a part in finding someone their home to create memories in is a very satisfying job; in fact, I can't call it a job as I really love helping people to buy and sell their homes.
I work with all type of homeowner's and their Real Estate needs; home buyers, home sellers and a special focus on distressed homesellers. As a Realtor here in Coral Springs and surrounding cities of Parkland, Tamarac, Sunrise, Plantation and Pembroke Pines, I've chosen to actively help homeowners who are facing foreclosures in south Florida's real estate market. Foreclosures have become a very troubling part of Florida's real estate market here in Coral Springs Florida and the surrounding counties of Broward, Dade and Palm Beach. We're constantly barraged with foreclosures; you hear about the rise in foreclosures on the T.V., you hear about foreclosures on the internet, you hear about foreclosures on the radio, you hear about foreclosures in the newspaper and you hear about foreclosures in conversations popping up everywhere. Yet you aren't hearing about what options that a homeowner may have. Many homeowners are facing foreclosure and they simply do not know where to turn for help in avoiding foreclosures however, one should know they do have options to foreclosure. One of the foreclosure options that I'm focusing on is helping a homeowner avoid foreclosure by seeing if they qualify for a short sale of their home. A short sale is when the lender has agreed to accept less than what is owed on their mortgage however, there is particular criteria that a homeowner must meet to qualify for a short sale. Selling a home through a short sale is a great option when a homeowner is looking to stop foreclosure. A short sale will not affect your credit as adversely as a foreclosure would. There are many stages of a foreclosure, from missing your first few payments right through to the scheduled auction date of your home that will prompt a foreclosure. Keep in mind that the foreclosure can be stopped right up to the day before the foreclosure is to be finalized at the scheduled auction date. With all this in mind, if you have questions or need help with your pending foreclosure, do not wait in finding out more about what your particular foreclosure options are and contact me via email or phone. Remember, not to let today's worries cast a shadow on tomorrows dreams and take the next step for help with your foreclosure.
If I'm able to help homeowners during this difficult time, I know I'll feel good knowing that a difference was made
It's also a very exciting time for First Time Home Buyers - the opportunities are wonderful; simply take advantage of one of the foreclosures or short sales in the market. I take pleasure in helping first time home buyers find that perfect home to settle into and begin making new memories that will last a lifetime.
Homes can no longer be sold by simply putting a sign in the front yard and advertising on the MLS. An aggressive marketing plan is critical in getting a home sold in today's market. I offer my Supreme Marketing Package that offers advanced internet strategies. I also understand the extreme importance of communication and keeping you informed along the way.
Also, being a part of the team at our Keller Williams Realty office, you'll have our entire staff backing your success. We feel that it must be a Win-Win or no deal.
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Trulia Voices!
Bentley, If you are willing to wait a bit longer than a traditional Real Estate transaction and are looking to purchase a property that more than likely will be below fair market value, than a Short Sale is for you. Short Sales offer fabulous buying opportunities and I'm a huge advocate of Short Sales. Critical to your success with a Short Sale is working with a Realtor who knows Short Sales. Hopefully, the Listing Agent of the property that you're interested in is also a specialist with Short Sales as that can make or break your opportunity.
If the Listing Agent has done their job and listed the home near fair market value, then you have a great chance of owning that home near that price. The Sellers Lender will order an appraisal and/or BPO (Brokers Price Opinion) and will guage your offer to purchase the home against those values and other criteria that are always Lender specific. Therefore, the Realtor representing you should have looked at comparables to see what the homes value is and advise you accordingly. Good luck with your purchase! - Thu Jul 24 2008, 15:32
Dee,
A lot of what you can and can't do boils down to who your Lender is and there aren't simple, clear cut answers to any situation as your Lender will be making the decision. What your Lender will approve, the next Lender may not and vice versa. I have completed Short Sales in which the homeowner had their property as an investment and the Lender did not pursue the deficiency. A deficiency is the difference between what you owe on your mortgage balance and the price you get from a Buyer. Example: Mortgage balance is $300,000, you sell your home as a Short Sale for $200,000 the deficiency is $100,000.
I hope that clarifies your situation a bit more. Feel free to call or email me with any questions. For all you know the two (2) properties that I currently have for sale as a Short Sale may be in your neighborhood. - Tue Jul 22 2008, 14:04
Dee, I have some short sale properties in Lauderhill and could help you consider your options and whether or not a Short Sale would work for you. But before, you consider the possibility of selling your home as a Short Sale to avoid foreclosure, I would recommend that you first contact your Lender to see if they can work out a Loan modification with you. If they aren't able to offer you a modification to your loan, please feel free to contact me and I can go over the details with you. Feel free to call me at 954-464-1100 or email me at lynnp@ImagineYourHouse.com - Mon Jul 21 2008, 18:24
Pearl, unfortunately there isn't a set amount of how much of a loss that Lenders will accept with a Short Sale. Each and every Lender has their own set of criteria for determining what they will accept in the way of losses. Your Lender will be looking at the fair market value (FMV) of your home. Their criteria will determine how much they are willing to be from its FMR. Whether or not you have any liens against your home and any associated costs and/or fees of selling your home will all play into what your Lender will accept. Your Realtor should be able to go to bat for you in negotiating on your behalf by doing a thorough market analysis to back up any offers that you may have. - Sat Jul 19 2008, 16:03
Susan, there are a number of factors that will contribute to the success of completing a short sale in a timely manner and they can vary from less than 30 days to over 60+ days.
1. It will depend on your Lender and their systems in place for processing short sales
2. It will depend upon the knowledge of your Realtor Listing your house as a Short Sale. The more
proficient the Realtor is in Short Sales the smoother the transaction with greater chances of success
for you, avoiding foreclosure.
3. Make sure that you have promptly provided your Realtor will all the necessary documentation in order
to effectively negotiate on your behalf.
4. The likelihood of your case being pushed to the front of the line is greater if you already have a
court assigned sale date to foreclose
5. You'll need for your Realtor to market and price your home properly to receive an offer. No offer, no short sale.
If you have any other concerns or need some assistance, please don't hesitate to contact me. Best Wishes! - Sat Jul 19 2008, 12:24
Michelle, if you have already tried to work out modifying your loan with your Lender and it won't work at this point, then I would suggest that you contact a Short Sale Specialist in your area to advise you on the possibility of a Short Sale. A Short Sale is a fabulous alternative to Foreclosure. If you're not aware of anyone and need some help, please contact me and I might know of a specialist in your area. - Fri Jul 18 2008, 08:38
I actively consult homeowners who are facing foreclosure and determine if they would qualify to sell their home as a Short Sale. Once qualified, I'll list their home for sale as a Short Sale.
Want to learn more? Visit me at
http:// www.MyShortSaleHome.com