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Debbie Cromer
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Debbie Cromer answered:
You need bank approval to do a short sale unless you are prepared to bring the difference to closing. The bank is not going to take a hit just because you paid more than the home is currently worth. If you are serious about this, you need to contact your lender and explore the possibilities. I know they will need all sort of financial information and will be looking for financial hardship, not just falling market price. Good Luck.
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