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Experience:
R (S) for Windermere / C and H Properties
November 2004—present
Agent since 2004
Agent since 2004
Specialties:
Foreclosures, Short Sale and Luxury Home
Certifications
& Awards:
& Awards:
FORCE (Federation of REO Certified Experts), NRBA (National REO Brokers Association), SFR (Short Sale and Foreclosure Resource Specialist), 2009 and 2010
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Interests:
Shopping wheter for personal use or properties for clients... Spending time
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About:
First female to enter into the Foreclosure ring on the Big Island of Hawaii. I attend many conferences outside the state in order to provide the best
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Carole A. Fisher answered:
Aloha Debra
If you are going through Fannie Mae to acquire your loan and the house is in need of repair I would suggest that you talk to your lender about an FHA Rehabilitation loan. These are great and can include not just the 'needed' repairs but cosmetics as well. Many buyers are jumping with joy with this loan because if the lender goes through the original Rehab loan (long version) they were able to add up to 6 months of mortgages onto the mortgage to allow for the repairs after the closing of escrow.
Other than that it's the Buyer that pays for any repairs not the Seller or the bank.
Mahalo
Carole
If you are going through Fannie Mae to acquire your loan and the house is in need of repair I would suggest that you talk to your lender about an FHA Rehabilitation loan. These are great and can include not just the 'needed' repairs but cosmetics as well. Many buyers are jumping with joy with this loan because if the lender goes through the original Rehab loan (long version) they were able to add up to 6 months of mortgages onto the mortgage to allow for the repairs after the closing of escrow.
Other than that it's the Buyer that pays for any repairs not the Seller or the bank.
Mahalo
Carole
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