Lola Jones's Questions (1)
Jamie,
Yes there is bond money available but not all lenders participate in the bond money program. I work with the lender who does participate. Drop me a line if you would like more info. Bond money is put out through the Louisiana House Finance agency. There is also another program that does fund matching;
(not sure what the ratio is and can't remember the name of it, I just learned of it today*.) I am expecting more info Monday 7-21-08 -- so drop me a line if you want more info. - Sun Jul 20 2008, 16:23
You can also go to www.caddo.k12.la.us for more info on Shreveport schools as this is in Caddo Parish - Thu Jul 17 2008, 07:45
Ashley, Congrats on your upcoming marriage date! RE: your question.. it is so wonderful that you are managing your finances to the point of being debt free or anywhere !!! You sound pretty smart already!!! A down payment is not required--but is helpful*... there are various programs where a motivated seller may be able provide down payment assistance for you. You will need to consider as to whether you will be able to cover your "closing cost" and your "prepaid cost" before you get too excited about that possibility.* Look at the whole amount you would be asking from the seller and then consider if you need to offer them a "full priced offer" or possibly a little more to help off-set what you are asking---which will be out of pocket for the seller. Your agent can help you further with this...Best wishes to you both!!! - Wed Jul 16 2008, 10:56
Licensed in the state of Louisiana
Member of the National Association of Realtors
Member of the Womens Council of Realtors
Member of the Northwest Louisiana Association of Realtors
Member of the Multiple Listing Services Inc., MLS
SRS desination, "Seller Representative Services"
Accredited Louisiana School of Real Estate 90 hours Pre-License Instruction
*Acquiring my GRI designations "Graduate Realtor Institute"
Buyer respresenative training
Seller represenative training
Current on all continuing education requirements
Licensed in the state of Louisiana
Member of the National Association of Realtors
Member of the Womens Council of Realtors
Member of the Northwest Louisiana Association of Realtors
Member of the Multiple Listing Services Inc., MLS
SRS desination, "Seller Representative Services"
Accredited Louisiana School of Real Estate 90 hours Pre-License Instruction
*Acquiring my GRI designations "Graduate Realtor Institute"
Buyer respresenative training
Seller represenative training
Current on all continuing education requirements
My Philosophy: A man is called selfish 'not' for pursuing his own good but rather for neglecting his neighbors. By Richard Whately
Business Practice:
Treat people right, operate with honesty and integrity. I don't have to lie, cheat and mis-lead people to be successful; I believe in the old fashioned principles of living and doing business. I always want to be able to look you in the eye and not be ashamed of the way I handled business!
Below are just a few of the services and commitments you have to look forward to...
For my Buyers I will:
Listen and locate the home you are budgeted for so you can keep more of your money in your pocket
Provide free handyman services to keep your home in good repair so you can keep more of your money in your pocket
Represent your interest when preparing your offer so you can keep more of your money in your pocket
Additional services with NO additional charge:
Free installation of a ADT Home Security System
Complimentary moving van service, discounts for numerous home improvements products, as well as travel discounts and much more
For my Sellers I will:
Enhance the appeal and value of your home so we can sell it faster and for more money
Provide free handy man services to prepare your home for market so we can sell it faster and for more money
Help you determine the very best asking price so we can sell it faster and for more money
Provide 100% market exposure so we can sell it faster and for more money
Qualify your buyers so we can sell it faster and for more money
Provide financing alternatives to buyers so we can sell it faster and for more money
*Now, are you ready for me to go to work for you?