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John Youker, Broker
"The SW Ohio Realty Group"
- 69 Helpful Answers
- 164 Answers
- 1 Listing
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Experience:
Broker / Owner for Keller Williams Advantage
December 2004—present
Licensed real estate Broker and owner of the SW Ohio Realty Group, specializing in working…
Licensed real estate Broker and owner of the SW Ohio Realty Group, specializing in working…
Home Retention Consultant for Titanium Solutions, Inc.
October 2007—present
Specialize in structuring loan modifications, partial claims, loan work-outs, and short…
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Specialize in structuring loan modifications, partial claims, loan work-outs, and short…
Specialties:
Residential real estate is my specialty, I have proven systems that work and get homes sold, even in a market where many other agents are having trouble
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Certifications
& Awards:
& Awards:
ABR - Accredited Buyer Representative
About:
John Youker is the team leader of the SW Ohio Realty Group, LLC, a real estate team located on the south side of Dayton, working most of SW Ohio, including
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John Youker, Broker answered:
This is really a question for a real estate attorney, as we are forbidden by law to give legal advice, but I will say that I have NEVER been in a closing where the lender did not ask the buyer and seller to sign a form that stated that there were no side deals or loans or money given that was not disclosed on the HUD as part of the deal. So if you sign that and do not disclose, common since would tell me that you are committing fraud.
I would seek the advice of an attorney. It sounds like the builder is doing a seller carry-back for a second mortgage to help you purchase the home - but all this must be disclosed to the bank to see if they allow that to happen and how it changes your ability to buy the home since now your payment will be higher.
Good luck.
I would seek the advice of an attorney. It sounds like the builder is doing a seller carry-back for a second mortgage to help you purchase the home - but all this must be disclosed to the bank to see if they allow that to happen and how it changes your ability to buy the home since now your payment will be higher.
Good luck.
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