|
|
|
|
|
|
|
- 109 Answers
- 1 Best Answer
- 48 First Answers
- 34 Useful Answers
Share this profile
Report this profile
Report this profile
About Me
I have been in the real estate for 20 years after finishing my MBA in Financial Management. My background in Finance and my understanding or different cultures and history (courtesy of my BA in Asian Studies) make me understand my client's needs both in the economic and sociological levels. Prior to working full time in Real Estate, I also taught in college for a couple of years so patience is a second character to me. I think our industry is the most misconstrued there is a lot of ignorance in what we are doing . I consider this job as almost paving the "Yellow Brick Road", the way where Dorothy can go back to Kansas complete with beautiful memories. My love of real estate is only superseded by my love of God, country(the USA) and my family.
And through peaks and valleys, I am here to serve my clients.
And through peaks and valleys, I am here to serve my clients.
My Q&A
View all >>
Laarni G. Om…'s Questions (0)
Laarni G. Om…'s Answers (109)
Laarni G. Omingo answered:
Are you looking for something under construction or a 1-yr old will do?
Laarni G. Omingo answered:
Hi Doug,
The prices from Realty Trac do not reflect the selling price. Instead these are the amounts that the properties will foreclose upon. But this does not reflect the whole story because we don't know how many liens does the property have.
The prices from Realty Trac do not reflect the selling price. Instead these are the amounts that the properties will foreclose upon. But this does not reflect the whole story because we don't know how many liens does the property have.
Laarni G. Omingo answered:
Hi Chess Player,
Check Mate! The appraisal is a part and parcel of your loan application. The listing agent cannot just barge in and tell you that her "appraiser" has the value. It is your lender who decides which appraiser to use. And if you are using a mortgage broker, the ultimate lender will definitely order a review. However, do you want to go that far? Why don't you ask your agent to have the seller reduce the price by 200k. At this juncture, it will not behoove you to pay the amount that you "thought" the property is worth. Hang tough and make a DEAL!
Good Luck to you,
Laarni
Check Mate! The appraisal is a part and parcel of your loan application. The listing agent cannot just barge in and tell you that her "appraiser" has the value. It is your lender who decides which appraiser to use. And if you are using a mortgage broker, the ultimate lender will definitely order a review. However, do you want to go that far? Why don't you ask your agent to have the seller reduce the price by 200k. At this juncture, it will not behoove you to pay the amount that you "thought" the property is worth. Hang tough and make a DEAL!
Good Luck to you,
Laarni
Laarni G. Omingo answered:
Hi David,
I agree with Thom. Please clarify from YOUR agent the latest scenario you are getting into. Furthermore, be very strict on your removal of contingencies so will not be left hanging dry. The change of buyer's name is not a weird concept but the excuse is a little bit flimsy. Also ask your agent to put the property back on the market if she put it as pending so you won't miss out on other buyers. At the same time, keep your positive outlook that this will close escrow -- it's all in your disposition.
Good Luck to You,
Laarni
I agree with Thom. Please clarify from YOUR agent the latest scenario you are getting into. Furthermore, be very strict on your removal of contingencies so will not be left hanging dry. The change of buyer's name is not a weird concept but the excuse is a little bit flimsy. Also ask your agent to put the property back on the market if she put it as pending so you won't miss out on other buyers. At the same time, keep your positive outlook that this will close escrow -- it's all in your disposition.
Good Luck to You,
Laarni
Laarni G. Omingo answered:
Hi W.b.
I got a couple of lenders who are doing 100% loan for 417k and below and your FICO should be 700 and up,verifiable income, full documentation. If you can meet all these requirements, e-mail me.
Thanks,
Laarni
I got a couple of lenders who are doing 100% loan for 417k and below and your FICO should be 700 and up,verifiable income, full documentation. If you can meet all these requirements, e-mail me.
Thanks,
Laarni
Laarni G. Omingo is a member of Trulia Voices:
Get the inside scoop on your area and home buying and selling.
Ask and answer questions about real estate.
Build your profile and contact home buyers, sellers and agents.
| Company Info: | About Us | News Room | Blog | We're hiring | Help Center | Customer Service |
| Partners: | Real Estate Professionals | Submit Your Listings on Trulia | Advertise | Tools for Your Site | Trulia API | Publishing Platform |
| Legal: | Terms of Use | Privacy Policy | Community Guidelines | Contact Us |
|
Residential Real Estate: |
San Francisco real estate
|
New York real estate
|
Los Angeles real estate
|
Orlando real estate
|
Miami real estate
|
Philadelphia real estate
|
Phoenix real estate
|
San Diego real estate
|
San Jose real estate
|
Chicago real estate
|
Arizona real estate
|
California real estate
|
Florida real estate
|
Illinois real estate
|
Massachusetts real estate
|
New Jersey real estate
|
Pennsylvania real estate
|
Texas real estate
Other local real estate | Home price maps | Real estate guides | Real estate community | Homes for sale |
Copyright © 2008 Trulia, Inc. All rights reserved.
Fair Housing and Equal Opportunity
|