Lisa Schade

Hi Jill-
Although my colleagues have answered correctly, in the fact that you need appropriate legal representation, as far as your divorce and the responsibility of the legal obligations associated with it, I'm not quite sure that you are asking us to play attorneys, because again, my colleagues are correct. We cannot.

However, I am hearing you ask two separate questions. And I don't think either one of them are legal, meaning, I don't think we need to be attorneys to answer them. Please correct me if I am wrong.

Since, I am not an attorney, I can only share my experiences...Maybe they will help.

I can tell you, also being divorced, it really doesn't matter what is on paper. You need to protect yourself and the only way to do that is to hire an attorney, to minimize the damage.

But, that being said, You need to be prepared to be responsible in case he holds true on his threats. Because, the timeline, from his possible nonpayment, would be quicker, than the timeline associated with trying to make him be responsible to his obligations.

An attorney can alter the outcome of any detrimental situations, if acted on in a timely fashion. In otherwords, BEFORE anything happens.

However, that being said, depending on what it states in your divorce decree, if you are not on the note and he in fact is responsible, on paper, for all of the expenses associated with the divorce, once you have your attorney review your divorce decree, you can submit a copy of your divorce decree to the Credit agencies, along with a letter explaining what the situation is.

Hope that helps.
If you'd like to discuss this further, please feel free to contact me directly.

Lisa Schade
847-828-5355
Lisa.Schade@kw.com - Wed Feb 11 2009, 11:09