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Linda Williamson
"Mortgage Consultant"
- 4 Answers
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Linda Williamson answered:
You should contact a lending professional to help you get on the right track to re-establishing your credit. The eligibility for most lending programs today is 2-3 years from the discharge date of the bankruptcy. However, with a Guaranteed Rural Housing loan, you need to re-establish your credit to a middle score of 620 and then there is no minimum time frame for the discharge of the bankruptcy. However, the property must be in a "rural" approved area and there are strict debt to income requirements and income limits.
So, again, your best bet would be to contact a lender.
Hope that helps!
Linda Williamson
Loan Officer
Patriot Mortgage Services, Inc. http://www.patriotms.com
920-915-3242
So, again, your best bet would be to contact a lender.
Hope that helps!
Linda Williamson
Loan Officer
Patriot Mortgage Services, Inc. http://www.patriotms.com
920-915-3242
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