119 views

Crystal Canaday

  • 2 Helpful Answers
  • 6 Answers
Agent at RE/MAX Around Atlanta
About:
I am a REALTORĀ® with Realty Executives Elite in Roswell, Georgia. I am primarily a Buyer's Representative; although, I do occassionally take listings. ... show more
Testimonials:
"Crystal is a very intelligent person. As a real estate agent, she not only listens to the requests of her clients, but also gains an understanding of ... show more
Crystal Canaday answered:
Hi Tegan,

First, you need to determine how much you can qualify for on a mortgage. You will need to have at least 3.5% of the sales price for a down payment, plus the prepaids (1st year home owners insurance, escrow funds). If you live in the city of Atlanta, you may be eligible for down payment assistance but that will probably take too long and the house will go into foreclosure. If you give me the address, I can see when the house is scheduled to go to auction on the courthouse steps. You are eligible for the $8,000 tax credit since you are a first time home buyer.

You also need to determine a sales price with the owner. The tricky part here is determining if there are any liens on the property. If you purchase this home, I strongly suggest you get title insurance to protect yourself from any liens or judgements against the current owner.

If you would like, you can call me after 9:00 a.m. and we can discuss your options. You can reach me at (404) 290-8907. - Wed Jul 1 2009, 04:26

Contact Crystal Canaday

Crystal Canaday is a member of Trulia Voices:

Get the inside scoop on your area and home buying and selling.
Ask and answer questions about real estate.
Build your profile and contact home buyers, sellers and agents.
Flag this profile Report this profile
 
Copyright © 2009 Trulia, Inc. All rights reserved.   |   Fair Housing and Equal Opportunity
Help us improve our service—send us feedback