Certifications and Designations:
,Foreclosure and shor sale specialist, Relocation Certified, ABR (Accredited Buyers Representative), SRES (Senior Real Estate Specialist), Active Adult Certified, New Homes and Land, eCertified
Member:
Greater Bridgeport Board of Realtors
CT Association of Realtors
National Association of Realtors
REBAC -Real Estate Buyers Agency Council
Bridgeport Regional Business Council
Greater Fairfield County MLS
Statewide MLXchange
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Trulia Voices!
Check your mortgage paperwork. Some consider you in default once you are 1 month late. Call the mortgage company and keep calling until you get something worked out. Keep making payments, even if you missed one payment, keep making payments until you work something out. - Tue May 27 2008, 15:55
tell them to check out Stratford CT. Family friendly, less expensive than Stamford and still within a reasonable drive. I am a Stratford agent and we see many people come into the area who work in lower Fairfield County and New York come our way. We have a train station with direct to Grand Central (stops in Stamford as well) and are right along Interstate I95 as well as RT 15. - Tue May 27 2008, 15:51
This answer is to Keith Sorum in Burbank who does not know CT law and still has the audacity to say shame on you and your attorney. Hubbard Clauses are legitimate and national, not just CT Law. It is not uncommon and that agent should only speak on subjects they know about. Don't pay any attention to their advice, as he knows not what he is talking about. - Tue May 27 2008, 15:48
Why on earth do you think that you should get 15% off because you want to buy both sides? The seller will owe 4 commissions (buyer and seller on both) plus has payoff and conveyances taxes due on both properties. Where does the figure 15% come from? If you can't justify it, then you certainly can't expect it.
15% off due to market conditions? Don't you think market conditions were taken into account when the places were listed? Are both condos of the same value? Same condition? This seller has expectation of selling their condos for a total of $200,000. We see a list to sale ratio in the high 90's , usually 95% so to expect them to reduce to $144,500 or $162,000 would probably get you the response from the sellers to keep on looking. Are you using an agent? You should be so you have a snowballs chance in getting these places. Your rational is not correct and if you really want these condos, you will have to seriously reconsider - Tue May 27 2008, 15:44
FHA requires 3% down vs the higher downpayments. These are typically insured mortgages, so PMI would be required. Depending on your credit scores, you may find some other perks at this point vs conventional mortgages. There are many new guidelines and more coming out that will offer variations depending on credit scores. The best place to start is a credible mortgage Broker. If in CT, I can help you find one. - Sat Apr 19 2008, 18:33
I work with many first time homebuyers, especially those moving into CT. I walk my first time buyers through the whole process, from mortgage to closing and am available for all their questions either by phone or email.
I am very proud of the fact that I DO NOT SELL HOUSES, I help people find their dream home within the monthly payment they are comfortable with. Big Difference!
Because I work with a higher percentage of buyers, I KNOW what they are looking for and what they will pay for it. That is especially important when someone is selling their home. I can direct home sellers who list their homes with me on how to attract these buyers and how to position their homes to sell.
I also work with short sales and pre-foreclosures. Housing is very important to me and I will work hard to help people in financial distress and direct them to other resources.
I am dedicated to all my clients and strive to provide the best service to each of them.
Honor Circle Award for sales