Judy Chauvin

The Most important step to buying a home is to make sure you can afford what you are buying ..Just because you are approved for an amount doesnt mean that is what is affordable ...make sure you do your research such is ..what are the taxes and how much will that cost you per month .,..is this in a flood zone and what is the cost of that...insurance in your area and the cost..add all that into the monthly payments ..is it on town sewer and what is the cost....To many people are getting in trouble due to the fact that they bought something they just could not afford....and if the heating system down the road goes ..is there anything in your savings to cover the cost?? Are you living for a mortgage payment ? Or are you giving yourself enough room to beable to save each month....There are a million real estate agents out there and finding a good one is important but being able to afford what you buy is much more important..Make sure that you are not over paying for a property ..have your real estate agent do a CMA for you of everything that has sold in the area ...I wish you the best in finding your new home : ) - Fri May 9 2008, 02:35

all offers have to be presented to the seller...You can bid on a property with others and it normally comes down to final and best offer ..but to hold an offer ..I cant understand how that can be? As for inpections not sure I know what you mean..you do your inspections after the offer has been accepted ...what inspections are you talking about? - Fri May 9 2008, 02:26