About Me
Maggie Mouscardy is one of the most technologically advanced REALTORS®; she is innovative and ready to assist you in all of your real estate transactions. With over 20 years in real estate I know that listening and responding to you IMMEDIATELY is important. I am respectful of your time and will send you information to make educated and wise decisions. My clients are all internet savvy and I am very involved in our local community. Check out http://www.ourlongbeach.com for a wealth of information on and about Long Beach. I serve my fellow REALTORS by being very active on my local board as a Board of Director to the Pacific West Association of REALTORS and represent our 170,000 agents on a statewide level as a California Association of REALTORS, Director since 2005. My clients have the benefit of a seasoned professional who is current and active in making sure that Californians are protected in the sale or purchase of their home. It is a pleasure to serve you and welcome you to Long Beach in beautiful, sunny Southern California.
Testimonials
"Maggie saved us thousands on the price of our new home."
April and Alain D. Thu Apr 21, 2005
April and Alain D. Thu Apr 21, 2005
My Q&A
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Maggie, your…'s Questions (3)
Maggie, your…'s Answers (84)
Maggie, your REALTOR® answered:
Sending you info you requested in just a few minutes!
Maggie, your REALTOR® answered:
Moe, you'll be in very good hands with Barbara. She actually sold me the house that i am living in today! She's a terrific agent and I can vouch for that! I'm sure you don't see this kind of KUDOS between agents everyday do you?..We are all here to help!
Maggie ;)
Prudential California Realty
Maggie ;)
Prudential California Realty
Hello Moe, you're looking for a home with an option to buy. I can help you with this.
Please call me at 310-890-3271 or visit my website at http://www.maggiehomefinder.com
I'm more than happy to be of help!
Maggie
Prudential California Realty
Please call me at 310-890-3271 or visit my website at http://www.maggiehomefinder.com
I'm more than happy to be of help!
Maggie
Prudential California Realty
Maggie, your REALTOR® answered:
Hello Lori,
First and foremost, you need to speak with your current lender and ask them to modify the terms of your loan due to your hardship. They will either say yes or no. If you don't qualify for a loan modification, then the next step would be to do a SHORT SALE, where the lender accepts a value less than the amount owe to them.
I have a question for you...do you have just one mortgage on this home? If so, then the lender will not be able to take any further action against you for this deficiency. California is a single action state. The most important advice I can give you is to AVOID any sort of foreclosure and either do a short sale or do a loan modification (loan workout) with your lender.
If you have any other questions, please contact me at 310-890-3271, I am a very experienced real estate professional who has successfully helped both buyers and sellers negotiate short sales over the past 18 months with the lender.
First and foremost, you need to speak with your current lender and ask them to modify the terms of your loan due to your hardship. They will either say yes or no. If you don't qualify for a loan modification, then the next step would be to do a SHORT SALE, where the lender accepts a value less than the amount owe to them.
I have a question for you...do you have just one mortgage on this home? If so, then the lender will not be able to take any further action against you for this deficiency. California is a single action state. The most important advice I can give you is to AVOID any sort of foreclosure and either do a short sale or do a loan modification (loan workout) with your lender.
If you have any other questions, please contact me at 310-890-3271, I am a very experienced real estate professional who has successfully helped both buyers and sellers negotiate short sales over the past 18 months with the lender.
Maggie, your REALTOR® answered:
Hi Mot,
No, banks are not in the "swapping" business. Your best bet is to put your home up for sale at or below the market value to get it SOLD once and for all. Then, you can negotiate and incredible deal with the banks on one of their foreclosures!
I hope you purchased your home prior to 2000 so you should have enough equity.
My market includes Bellflower, I would be happy to provide you with an evaluation of your home's current value, let me know if you're interested.
Thanks,
Maggie
No, banks are not in the "swapping" business. Your best bet is to put your home up for sale at or below the market value to get it SOLD once and for all. Then, you can negotiate and incredible deal with the banks on one of their foreclosures!
I hope you purchased your home prior to 2000 so you should have enough equity.
My market includes Bellflower, I would be happy to provide you with an evaluation of your home's current value, let me know if you're interested.
Thanks,
Maggie
Maggie, your REALTOR® answered:
Dear Deepesh,
Your real estate agent would be representing your interests and has a fiduciary responsibility to negotiate the best terms for you. Currently it is a BUYER'S market but NOT in the REO/foreclosure market. There are usually multiple offers on foreclosed homes. A really good agent will position your offer so that the seller/bank can pay your closing costs or even help offset your downpayment. if this is the "cash back" you are referring to. the commission is negotiable and is paid by the seller of the property. Only a licensed individual in the state of California can be paid a referral fee. So, the best approach for you is to have your real estate agent negotiate the best terms for your offer. Good luck!
Your real estate agent would be representing your interests and has a fiduciary responsibility to negotiate the best terms for you. Currently it is a BUYER'S market but NOT in the REO/foreclosure market. There are usually multiple offers on foreclosed homes. A really good agent will position your offer so that the seller/bank can pay your closing costs or even help offset your downpayment. if this is the "cash back" you are referring to. the commission is negotiable and is paid by the seller of the property. Only a licensed individual in the state of California can be paid a referral fee. So, the best approach for you is to have your real estate agent negotiate the best terms for your offer. Good luck!
My Blog Posts
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Specialties
I am a rapid response REALTOR! Very happy to answer your questions, negotiate the best terms and price for you as a buyer! We are a team and the end result is a smooth transaction.
I keep my clients informed every step of the way. First time homebuyers LOVE working with me and recommend their friends and family to me! You'll get expert advice, expert service and the home you want on YOUR time frame.
Give me a call and let's get started 310-890-3271
I keep my clients informed every step of the way. First time homebuyers LOVE working with me and recommend their friends and family to me! You'll get expert advice, expert service and the home you want on YOUR time frame.
Give me a call and let's get started 310-890-3271
Experience
Latest:
National Speaker for Your Brokerage
Motivational speaker on current industry issues, trends and the INTERNET.
January 1991—present
Previous:
REALTOR for Prudential California Realty
21 years in Real Estate. Seasoned and professional. Been through the ups and downs of these cyclical markets before. Put my experience to work for you especially to SAVE money and time!
July 1987—present
Certifications & Awards
Pacific West Board of Directors- on the board of directors for the largest real estate association in the state of California. Sit on and hear cases within the REALTOR community regarding ethical issues in transactions.
California Association of REALTORS Director for entire state of California. Representing over 150,000 REALTORS.
SOCAL MLS AWARD for outstanding service & devotion to the real estate membership
SBA Small business Award recipient
Who's Who Among Women
WCR member
California Association of REALTORS Director for entire state of California. Representing over 150,000 REALTORS.
SOCAL MLS AWARD for outstanding service & devotion to the real estate membership
SBA Small business Award recipient
Who's Who Among Women
WCR member
Interests
Love Sailing, collecting dollhouse miniatures and working with the under privileged. Kidsave Organization helps find permanent homes for foster children ages 9-17 years old.
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