Jeannette Lowery

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Jeannette Lo…'s Questions (3)

Jeannette Lo…'s Answers (586)

If I'am 1 payment behind is there a chance they could foreclose? Thanks

Asked Sat Oct 6 2007, 07:47 by Dan Pfeiffer - Woodridge - Foreclosure - 13 answers

Jeannette Lowery answered:

No - but catch up quickly. It happens in the blink of an eye and you don't want to know how that one feels. Get a good strict budget and in the next 30 days bring it to date. - Sat Oct 6 2007, 17:37

what is the average interest rate with excellent fico score and 2800.monthly monthly gross income

Asked Sat Oct 6 2007, 10:08 by Jm - 90805 - Home Buying - 6 answers

Jeannette Lowery answered:

Going to have to include debt to ratio before you can get a clean number on this one. - Sat Oct 6 2007, 17:35

Who Really pays the commission?

Asked Sat Oct 6 2007, 10:21 by Graham M. Lo… - Franklin - Home Selling - 19 answers

Jeannette Lowery answered:

I'm going to go with Carrie on this one - chicken or egg - result is the same. - Sat Oct 6 2007, 17:34

Should you use the sellers real estate agent as your(the)buyers agent? Would this be a conflict of interest?

Asked Fri Oct 5 2007, 12:19 by Ed - Hendersonville - Home Buying - 7 answers

Jeannette Lowery answered:

Hi Ed:
As you can see by the multitude of answers listed below that there are varying but similar views. It's definitely allowable in some states, while it isn't in others.

Personally - I want my own lawyer, doctor, and yes real estate agent. I want to know that the person representing me doesn't have to tackle any "side" issues. An agent should be dedicated to you and you alone.

While there are some extremely competent, ethical, moral, and dedicated agents out there - that is really not the issue. The issue is the "split".

Do yourself and the other agent a favor - get someone who will have only your interests to deal with. It's clean and you don't have to second guess any decisions or wonder about loyalties severed. - Fri Oct 5 2007, 14:26

my bff from college and i would like to buy a loft together in chicago? how would somethink like that work ?

Asked Wed Oct 3 2007, 17:33 by Sharee - Chicago - Home Buying - 2 answers

Jeannette Lowery answered:

Hi Sharee:
You are asking if how this situation would work... and to be honest - it's destined to fail. BFF does not mean "forever" where money is concerned.

You will each have different priorities; with each one being more important than the other. As the mother of three grown children - I can tell you from experience that Murphy's Law will prevail.

Even the Best of the Best FF have bumpy areas.

If you decide to go forward; and you find a lending institution to actually grant the two of you a loan - make sure you have everything (& I mean everything with every possible scenario) planned and written out. Especially should one need to leave.

Otherwise, you could find yourself with worse credit scores than you started out with. - Thu Oct 4 2007, 07:46

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