Rodney Monk

Pam,
Even though Asbestos was said to be banned mid 1900's, it has still been proven to show up in products such as wallboard joint compound, and drywall, textured products, popcorn materials, and many other building material. Some manufactureres were distributing products containing it against their own knowledge. There have been recent class action lawsuits in Texas, Florida, and other states in some cases proving this. If this is a major worry, I would definetly recommend hiring a proffessional to do testing. - Wed May 7 2008, 12:00

Ashley, the only way you will know for sure, is to go to the source. Call up a lender in your area, preferrably one you know of from a freind that has used them, and tell them you are ready to get prequalified, then preapproved. As I stated before, if for some reason they say you cannot be approved right now, they should be able to tell you, literally, debt for debt, what you should pay, how much, and how frequently to get you where you need to be to make your purchase. I understand you are just looking for answers, but that is the only way you will know. - Wed May 7 2008, 11:44

Hi Ashley,
The very first thing you should do before going through all of the trouble, is to speak with a lender. Ultimately they will be the one to determine your success rate in getting a loan. By speaking with a lender, you can get pre-approved, or pre-qualified, and if not, most reputabley companies can tell you exactly what you will need to do in order for everything to work for you. You would surprised in how many clients I meet that say they know for sure they can't get approved, but when I put them in contact with a lender they get approval. There are several loan programs out there in different areas that don't rely as much on credit scores and look more at the person and their last year's history. Again, I suggest going straight to a lender to get pre qualified, then go from there. - Wed May 7 2008, 08:46

Hi Krystal,
I know you are not asking a question, so hopefully I can help with this response. Kyle is a great city to look at buying in. It is still a relatively small city with Family attributes, but is growing too. This is good because it will help home values in the future. There is a new hospital going in the area, plus it is not far from Austin (15mins) or San Marcos (15mins). - Wed May 7 2008, 11:38

Hi James,
I live and work in Wimberley. I can tell you without a hitch that this is one of the best places you could purchase a home. We have been written up in many newpapers(New York Post even) as the #1 small town to live in in America. There are many things that bring people here. We have rivers, hills, creeks, golf, small town atmosphere, and we are just 45 minutes from Both Austin and San Antonio.

Right now Wimberley is seeing some moderate growth, just enough to keep it small, but the houses are still appreciating at the same rate as Austin.

I would be glad to work with you and answer any other questions you may have about the area, or any surrounding areas as I work ALL of Central Texas. - Wed May 7 2008, 11:35

Theresa,
First of all, I want to say on behalf of all REALTORS, I am embarrased that this person is making you feel this way. This is not the norm by any means. Secondly, any reputable agent would tell you straight up, than anytime you were dissatisfied with his/her services, you could leave at any time. I explain to my clients, that the buyers rep contract is merely a way for the both of us to know what our relationship entails. I would never hold someone in an agreement that did not want to work with me. I suggest you just tell him upfront that you want out. If he resists, go to his broker and explain the situation. This is more than likely an issue that will not got far at all. - Wed May 7 2008, 11:31