Henry Brittain

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how much is home owner's insurance $140,000.00 frame home on michigan ave., panama city, fl

Asked Fri Jul 25 2008, 18:05 by Dereck Osbor… - 32401 - Home Buying - 6 answers

Henry Brittain answered:

Derek,
It looks like I'm the only insurance person to respond. Typically we always try to insure homes to at least 100 sq ft per heating and cooling space. Other factors that can drive you cost are the age of the home and any wind midigations features or updates. If it is a home built after 2001 it has all the midigation features since it is required by code.Also to take into consideration is the distance to the coast. If the home is an older home with no updates and is close to the water you could be looking at $1800 - 2500 per year. With wind midigation features (hurricane clips, new roof since 2001,roof deck attactment,secondary water resistance) maybe $1200-$1500. A lot of varibles come into to play in addtion to these. Does it have a pool, how close to a fire hydrant is it. What kind of frame housing is it. You can call me at 850-763-5345 Monday-Friday 9-5 - Sun Aug 31 2008, 20:57

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