Jeffery

First of all less is more. Pack away all non-essentials put them in storage if you have to the less cluter the better make your home seem to have as much open space as possiable. Also do a full inspection of your home add a fresh coat of paint here and there, make sure you brighten up the atmosphere. Landscaping is a mojor factor to get the childrens toys out the front yard put in sesonal flowers first impressions are everything when selling your home. Last of all if you're sellign it yourself your best friend could be the person that gave you your mortgage. Keep in touch with the banker that did your loan they might have someone that is pre-approved and looking to buy in your local area. Also if your banker is anything like me they might be willing to attend your open house provide free advertising which would assist in geeting people in the door to look at the house and then you would also find out who is really interested and not just out looking around. - Fri Oct 12 2007, 08:58

Thanks for the update the shift has taken a toll on some of the broker I know but I'm glad to see that people like us thta know the business are remaining strong. - Thu May 24 2007, 17:41

In addtion to the resources that HPD supplies many major lenders offer match saving plans and there are several non-profit agencies within the NYC area that offer grants based on income, location etc. I have my clients take classes with NHS, Acorn and PACC (Pratt area community council) which prepares them for the purchase of a property and makes accessing the fund easier as HPD requires individual in some cases to take a first time home owners course before approving them for funding. - Wed May 23 2007, 15:28

You're right! It is a great time to buy properties across the country and trust me for every property you look at you'll find 5 to 10 more that catch your eye. Where the problem lies (at least in NY) is that as the property values decrease across the states because banks are being more conservative you find the rates rising. For the first time home buyer with excellent credit it's becoming just as costly as for those with sub-standard credit. In major cities there is no more room for expanding out so developers have started building upwards but the market is still there for small purchases and for people moving out of the major cities into countryside estates. Something that miht work in your benefit is to team up with and form relationships with local mortgage professionals, host first time home buyer seminars within the local community and even credit counciling sessions at no cost to your clients and they will remian a client for life. - Wed May 23 2007, 15:15