Lashae

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Lashae, in Minneapolis
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Lashae's Answers (9)
Ogoless, Home Buyer in Minneapolis

I am think about a city living, also i want to be a smart investor in buying my first home? how can i do that?

Asked Thu Aug 28 2008, 13:37 by Ogoless  -  Minneapolis  -  Home Selling  -  2 answers
Lashae answered:
Ogoless,
I'm not a real estate professional, just a person who has purchased a couple of homes. If I had to make my first home purchase all over again, I'd do the following: 1. research home prices in the area you are interested (what have they been selling for and what did the previous owners pay on the property I like). 2. Use a real estate agent that speacilizes in the area you are interested (i.g., condos or the "north" loop, etc.) 3. write down a list of wants in a home and also things you don't want (in my opionion if you do this early on then later it might help in not making an "emotional" decision). Those are my top items of advise, I'd also say to visit as many homes as it takes to get comfortable.....my first home purchase I saw 30 places and for my second home purchase I looked for 6 months. Each time, once I walked into "the" home....I knew it instantly. Good luck! - Fri Aug 29 2008, 11:16
Lashae, Just Looking in Minneapolis

I recently was able to tour a home that is for sale.

Asked Mon Aug 25 2008, 08:41 by Lashae  -  Minneapolis  -  Home Buying  -  5 answers
Lashae answered:
I live in the neighborhood and there was a realtor and seller going to view the home so I just asked to tag along because I was curious of what it looked like. I was totally impressed with what I saw on the inside that I couldn't believe those photos weren't there. I mean the curb appeal is awful but the fact that all the doors inside are solid maple, solid maple hardwood floors and cabinets, grantite.....finished basement.......the list goes on. ANY of that could have been listed and would grab attention. The price is amazing too, less than what we paid for some great features. - Mon Aug 25 2008, 09:08
Lashae, Just Looking in Minneapolis

Property Taxes: We purchased a home and are looking to get our property taxes reduced to closer to the sale

Asked Mon Aug 18 2008, 12:01 by Lashae  -  Burnsville  -  How To...  -  4 answers
Lashae answered:
Thanks! The savings would be at least $1,000 if not more. The current value is $160,000 more than we paid for the home. The county assessor agrees it's over valued which is why she's lowering the rate in 2010, which gives me more leverage because how can you say it's lower in 2010 and not 2009? Besides that all the neighbors had their values lowered just through the yearly process (but they lived there and I'm just a newbie). However, I am scared the process will be lengthy and exhaustive and quite confusing, so that's why I'm looking for assistance. Thanks! - Mon Aug 18 2008, 14:16
Lashae, Just Looking in Minneapolis

My husband and I purchased a foreclosure property recently for $400K, the original sales price was $700K.

Asked Mon Aug 18 2008, 09:57 by Lashae  -  Burnsville  -  Market Conditions  -  7 answers
Lashae answered:
Thanks for the answers and support. Yes, I meant to type $550 thousand. Our home is also a 2006 build and was in terrific shape. Our appraiser thought that it had never been lived in before. While I haven't seen the conditions of these other homes, I suppose I wish we had gotten in at $399K or $375K just to be "safe". However, we do intend to stay long-term. Our neighbor who purchased at $390K (the lowest seen thus far) told us that the condition of the inside of his home was terrible and he had to do a lot of work, so I guess in comparison we are lucky. Thank you again for the answers!! - Mon Aug 18 2008, 10:51
Lashae, Just Looking in Minneapolis

Question removed

Asked Fri May 9 2008, 16:47 by Lashae  -  Minneapolis  -  Home Buying  -  11 answers
Lashae answered:
Thanks everyone.......we did try to get the checks paid directly to the contractor but our lender which is WF still said no. So, just a warning out there, they are being ultra conservative. So, the seller (a bank) is willing to reduce the price of the home by $5K or we found another lender that would escrow the funds...we are weighing our options on what to do. Thanks again for the help, this website is wonderful!! - Sun May 11 2008, 10:50
The $5K allowance is in the contract it's my lender that is saying they won't allow us to get a check in the end. We also asked could we get a check to Home Depot so it's not to us and they said no. $7K in closing costs and $5K in carpet allowance is ALL in the contract. A total of $12K, but I only need $7K at closing...... - Fri May 9 2008, 20:18
We used the listing agent as our agent. So, are you saying that this is illegal for them to advertise and then not deliver? - Fri May 9 2008, 18:44
The seller's are a bank, they will not do anything to help repair the home before closing. - Fri May 9 2008, 17:45
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