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- 67 Answers
- 18 First Answers
- 8 Useful Answers
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About Me
About Tony Grego:
Living in Indianapolis, I am able to personally serve the needs of Realtors and clients throughout the state of Indiana. I have based my life and work on the basic principles of doing the right thing. So when your when you need advice or an evaluation of financial standing, I am the one to call. While I'll hope we can do business together, my first priority is to help and make new friends. I did not bore you with a picture of me. Who I work for is my two little guys, William (2 1/2) and Anthony Jr. (3 1/2). Yes, they are a handful but the blessings in our life. So help me help you - and together we will all prosper. I look forward to giving you personal attention in working together and finding options that best fit your need.
My Areas of Expertise
I am an expert in dozens of financing programs and will dedicate my efforts to finding a solution for you that makes good sense now and in the long run. I bring over 25 years of finance experience in putting people in a better financial position.
I have all the tools available to pre-qualify 24/7 and I will best fit programs to meet your needs. From conventional to FHA, VA and YES - I have programs for folks with credit challenges and will set myself apart from the crowd by working with your benefit in mind.
While never charging a application fee, you can expect and will receive information and advice to guide you through the loan process in finding the right program. You will know what your options are and why the program we have selected is indeed the best option. So give me a call or drop me a email and see why so many people use me. What do you have to lose? The answer is nothing!
2007 Summary and 2008 Goals
Calendar year 2007 had many accomplishments, but I'm most proud of saving the homes of over 20 Indiana families through finding mortgage solutions. This is my proudest business accomplishment of the year. Along with those 20 Hoosier families, I helped over 50 other families get into new homes while finding better terms for about 50 more.
2008 will be a great year for myself and my clients. I am developing a unique "reverse mortgage" program that will help seniors. Couple that with a committed training effort on my part to "break" into the commercial field, allowing the opportunity to save businesses thousands of dollars.
All you need to do is to call or email and we will talk about your specific situation and how I may be able to help. Now it is time for you to take a chance and call.
Testimonials
My job is to put you and your family in a better financial position. Here is a what folks like yourself are saying:
"For years we had our mortgage and personal loans with another lender. I was sick and out of work. We fell behind with them and they could not help. Tony worked hard. Driving over two hours each way many times to meet with appraisers, title companies, and the lender to get us a new mortgage we could handle. We love our home and babysit my 4 grandchildren. Tony saved our house."
Sandra and Riccardo
Decatur, IN
"My finance and I had just had our second child. We wanted to buy her grandmothers house but because we had low credit scores we could not find anyone to help. Tony found a lender that would listen and we now have our new home."
Shane in Churubusco
"Building our dream home almost became a nightmare. We needed had a construction loan and needed to refinance fast. Tony looked at our credit report and found many judgments, collections, and late payments that were not reporting right. He was able to get our report corrected and we were able to get our new mortgage. Tony met us with the title company at a Dairy Queen at 10:00 P.M. two days before Christmas to close (we were headed to Florida and it was the only way we could do the paperwork.
Kathleen and Paul
Martinsville, IN
"While my wife and I live in San Diego we wanted to buy investment properties in Indiana. After talking to a motivated seller in Indiana that recommended Tony, he provided us with many options to help. We now own four Indiana investment properties and are looking to get more.
Selah and Tanya
Living in CA, Investing in Indiana
Living in Indianapolis, I am able to personally serve the needs of Realtors and clients throughout the state of Indiana. I have based my life and work on the basic principles of doing the right thing. So when your when you need advice or an evaluation of financial standing, I am the one to call. While I'll hope we can do business together, my first priority is to help and make new friends. I did not bore you with a picture of me. Who I work for is my two little guys, William (2 1/2) and Anthony Jr. (3 1/2). Yes, they are a handful but the blessings in our life. So help me help you - and together we will all prosper. I look forward to giving you personal attention in working together and finding options that best fit your need.
My Areas of Expertise
I am an expert in dozens of financing programs and will dedicate my efforts to finding a solution for you that makes good sense now and in the long run. I bring over 25 years of finance experience in putting people in a better financial position.
I have all the tools available to pre-qualify 24/7 and I will best fit programs to meet your needs. From conventional to FHA, VA and YES - I have programs for folks with credit challenges and will set myself apart from the crowd by working with your benefit in mind.
While never charging a application fee, you can expect and will receive information and advice to guide you through the loan process in finding the right program. You will know what your options are and why the program we have selected is indeed the best option. So give me a call or drop me a email and see why so many people use me. What do you have to lose? The answer is nothing!
2007 Summary and 2008 Goals
Calendar year 2007 had many accomplishments, but I'm most proud of saving the homes of over 20 Indiana families through finding mortgage solutions. This is my proudest business accomplishment of the year. Along with those 20 Hoosier families, I helped over 50 other families get into new homes while finding better terms for about 50 more.
2008 will be a great year for myself and my clients. I am developing a unique "reverse mortgage" program that will help seniors. Couple that with a committed training effort on my part to "break" into the commercial field, allowing the opportunity to save businesses thousands of dollars.
All you need to do is to call or email and we will talk about your specific situation and how I may be able to help. Now it is time for you to take a chance and call.
Testimonials
My job is to put you and your family in a better financial position. Here is a what folks like yourself are saying:
"For years we had our mortgage and personal loans with another lender. I was sick and out of work. We fell behind with them and they could not help. Tony worked hard. Driving over two hours each way many times to meet with appraisers, title companies, and the lender to get us a new mortgage we could handle. We love our home and babysit my 4 grandchildren. Tony saved our house."
Sandra and Riccardo
Decatur, IN
"My finance and I had just had our second child. We wanted to buy her grandmothers house but because we had low credit scores we could not find anyone to help. Tony found a lender that would listen and we now have our new home."
Shane in Churubusco
"Building our dream home almost became a nightmare. We needed had a construction loan and needed to refinance fast. Tony looked at our credit report and found many judgments, collections, and late payments that were not reporting right. He was able to get our report corrected and we were able to get our new mortgage. Tony met us with the title company at a Dairy Queen at 10:00 P.M. two days before Christmas to close (we were headed to Florida and it was the only way we could do the paperwork.
Kathleen and Paul
Martinsville, IN
"While my wife and I live in San Diego we wanted to buy investment properties in Indiana. After talking to a motivated seller in Indiana that recommended Tony, he provided us with many options to help. We now own four Indiana investment properties and are looking to get more.
Selah and Tanya
Living in CA, Investing in Indiana
My Q&A
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Tony Grego's Questions (0)
Tony Grego's Answers (67)
Tony Grego answered:
Thanks for your post Sherrie.
I am a loan officer and I can help.
Here is the solution:
Like we clean our home we also need to clean our financial home. So the first thing you need to do is get a tri-merge credit report to find out just where she stands. You need the tri-merge since all credit bureaus are not alike.
Then you need to review the report for accuracy.
Third, dispute incorrect items. I do not care what folks tell you, NO ONE CAN LEGALLY REMOVE ACCURATE NEGATIVE ITEMS. While many will get them off for a month or so, they always pop back on.
All judgments need paid or have payment arraignments. Collections may need paid. Most times medical are ignored. If the last activity was more than two years ago LEAVE IT ALONE.
Your daughter will (most likely) have to document income for at least two years.
FHA (and other programs) are available for folks that demonstrate the ability and willingness to pay bills. I can go on and on but I don't have enough information. Drop me a email or give me a call at 317-714-8080. I serve the entire state of Indiana (along with the other 49) and I can give you more advise.
Kind regards,
Tony Grego
I am a loan officer and I can help.
Here is the solution:
Like we clean our home we also need to clean our financial home. So the first thing you need to do is get a tri-merge credit report to find out just where she stands. You need the tri-merge since all credit bureaus are not alike.
Then you need to review the report for accuracy.
Third, dispute incorrect items. I do not care what folks tell you, NO ONE CAN LEGALLY REMOVE ACCURATE NEGATIVE ITEMS. While many will get them off for a month or so, they always pop back on.
All judgments need paid or have payment arraignments. Collections may need paid. Most times medical are ignored. If the last activity was more than two years ago LEAVE IT ALONE.
Your daughter will (most likely) have to document income for at least two years.
FHA (and other programs) are available for folks that demonstrate the ability and willingness to pay bills. I can go on and on but I don't have enough information. Drop me a email or give me a call at 317-714-8080. I serve the entire state of Indiana (along with the other 49) and I can give you more advise.
Kind regards,
Tony Grego
Tony Grego answered:
Great question!
While you have been given some advice I don't know why a real estate agent would be the one to ask about closing cost.?
I just had this question asked to me on Wednesday about the Indianapolis market. While you can debate yourself to confusion on this one in the end it is a toss up. I will just point out that it is important to note that while Indiana has not had the wild rise in real estate prices it also has not taken the big dive.
I am a mortgage guy. What I have noticed is that houses are selling (not getting into the foreclosure thing which is hard for the consumer to purchase) for near asking price.
If your are 100% sure that you will move in 3 1/2 years I would lean towards rent. Now if the 3 1/2 is not a "hard" number or you find a home you just can't live without buy it. I never recommend (except investors) any of my clients to buy a home for profit. Buy it because you like it and it serves your needs.
If you need to see any numbers feel free to email me at tgrego@getmyratequote.com or call at 317-714-8080. I guarantee all of my closing costs and rates. In fact if you get a better deal you can get $500
Good luck with your search
Tony Grego - Your place with great rates
While you have been given some advice I don't know why a real estate agent would be the one to ask about closing cost.?
I just had this question asked to me on Wednesday about the Indianapolis market. While you can debate yourself to confusion on this one in the end it is a toss up. I will just point out that it is important to note that while Indiana has not had the wild rise in real estate prices it also has not taken the big dive.
I am a mortgage guy. What I have noticed is that houses are selling (not getting into the foreclosure thing which is hard for the consumer to purchase) for near asking price.
If your are 100% sure that you will move in 3 1/2 years I would lean towards rent. Now if the 3 1/2 is not a "hard" number or you find a home you just can't live without buy it. I never recommend (except investors) any of my clients to buy a home for profit. Buy it because you like it and it serves your needs.
If you need to see any numbers feel free to email me at tgrego@getmyratequote.com or call at 317-714-8080. I guarantee all of my closing costs and rates. In fact if you get a better deal you can get $500
Good luck with your search
Tony Grego - Your place with great rates
Tony Grego answered:
WOW!
These posts are great and as a transplant to Indianapolis (moved from Phila back in 1990) I will tell you a couple of things.
The adjustment is challenging in the beginning but it is a great area to live with a great cost of living.
Indianapolis/Indian is a growing area
The city/state does whatever it can to help build while having a safe/fun community.
While I can't help you find a home (professionally) I can help you finance it. When you have questions or need a mortgage quote just feel free to drop me a email at tgrego@getmyratequote.com or a call at 317-714-8080. I guarantee all my closing costs with a $500 guarantee
Good luck with your search
Tony Grego - Your place for great rates
These posts are great and as a transplant to Indianapolis (moved from Phila back in 1990) I will tell you a couple of things.
The adjustment is challenging in the beginning but it is a great area to live with a great cost of living.
Indianapolis/Indian is a growing area
The city/state does whatever it can to help build while having a safe/fun community.
While I can't help you find a home (professionally) I can help you finance it. When you have questions or need a mortgage quote just feel free to drop me a email at tgrego@getmyratequote.com or a call at 317-714-8080. I guarantee all my closing costs with a $500 guarantee
Good luck with your search
Tony Grego - Your place for great rates
Tony Grego answered:
Thanks for your question.
While we are in what is termed a "buyers market" you need to be careful with your financing. I get calls every week with "The mortgage company I was working with just went out of business" or "He told me it was X and at closing it was XX""
Now you should get disclosures at within time of application but in the end they mean nothing. Here are a few things to look for:
1. Find someone you are comfortable to work with and has a true intent to earn your business.
2. A pre-approval is not worth the paper it is printed on.
3. Get pre-qualified. This only happens when you provide income, residency, and asset information. Now you still have to deal with the apprasial.
4. Get a few options to compare.
5. Get a guarantee for the brokers controllable closing cost.
6. After pre-qualification get a copy of the rate lock. Until then EVERYONE is just guessing.
Now with your posted quote it is impossible to verify without more information. Based on a 125 selling price with 5k down is a loan LTV around 96% (sounds like FHA) a payment of $1290 would have a interest rate of around 12.625%
Now does the 1290 include taxes and insurance escrows along with mortgage insurance?
If your looking for someone that guarantees cost and rates give me a email at tgrego@getmyratequote.com or 317-714-8080. I also have a $500 lowest cost guarantee.
Kind regards,
Tony Grego - Your place for great rates
While we are in what is termed a "buyers market" you need to be careful with your financing. I get calls every week with "The mortgage company I was working with just went out of business" or "He told me it was X and at closing it was XX""
Now you should get disclosures at within time of application but in the end they mean nothing. Here are a few things to look for:
1. Find someone you are comfortable to work with and has a true intent to earn your business.
2. A pre-approval is not worth the paper it is printed on.
3. Get pre-qualified. This only happens when you provide income, residency, and asset information. Now you still have to deal with the apprasial.
4. Get a few options to compare.
5. Get a guarantee for the brokers controllable closing cost.
6. After pre-qualification get a copy of the rate lock. Until then EVERYONE is just guessing.
Now with your posted quote it is impossible to verify without more information. Based on a 125 selling price with 5k down is a loan LTV around 96% (sounds like FHA) a payment of $1290 would have a interest rate of around 12.625%
Now does the 1290 include taxes and insurance escrows along with mortgage insurance?
If your looking for someone that guarantees cost and rates give me a email at tgrego@getmyratequote.com or 317-714-8080. I also have a $500 lowest cost guarantee.
Kind regards,
Tony Grego - Your place for great rates
Tony Grego answered:
Thanks for your post.
While I am a mortgage loan officer vs. a real estate agent I have a great network or agents that I currently work with and will forward your information.
In the event that you are looking for some help or questions with financing feel free drop me a email at tgrego@getmyratequote.com or a call 317-714-8080
Kind regards,
Tony Grego - Your place for great rates
While I am a mortgage loan officer vs. a real estate agent I have a great network or agents that I currently work with and will forward your information.
In the event that you are looking for some help or questions with financing feel free drop me a email at tgrego@getmyratequote.com or a call 317-714-8080
Kind regards,
Tony Grego - Your place for great rates
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