I was in a similar situation. My spouse and I also lost our home to foreclosure. We had our mortgage through Wells Fargo and tried multiple time to work out a plan with this bank. We jumped through multiple hoops, and submitted info for hardship,and income verification and all the paper work they requested. We faxed copies to the company 5x and they always said they did not receive this or that. Basically the bank was not willing to work with us. We are a hard working family and I am sure that out family was not the first family that was jumping through the hoops. There is nothing worse when you do what they ask of you and you are left with no hope. We put our entire savings into our renovating it. Why are we bailing out banks, when no one was there to bail out those who tried to save there homes. I like others payed my bills. But those got rich off of first time home buyers like my husband and I who trusted the bank. I am tired of the rich getting rich off the poor and middle class. I even like the poor get more help from the government than the middle class. - Wed Mar 4 2009, 09:02