I am a loan officer in Baltimore MD. i have lots of experience with home purchases, refinancing and even financing on commercial properties. If you would like to work with some one who is dedicated to customer service and making sure that things go smoothly then please contact me with any questions you have.
James Reusing's Questions (5)
James Reusing's Answers (7)
Yes there are but it still depends on many things. with a credit score like that it definately opens up a lot of doors but alot of banks will not do this type of loan if the loan size is to big. remember that lenders only want you to go with them. as a broker it is my job to find you the best deal out there. also, the main reason many peole want to go FHA now days is because they will make more money by sell an FHA loan rather than a conventional one.
if you would like me to work up some numbers for you and place you into a loan program please give send an e-mail to Loan_solutions@yahoo.com
-James Reusing
1st Metropolitan Mortgage - Wed Apr 23 2008, 15:36
hey john, with credit and income like that you pretty much have a hard time finding a bank not willing to do that!!! well not reall, alot of banks look for more than a 7-10% down payment but i do know of plenty that will let you go higher into the equity of the home with no PMI. please send me an e-mail at loan_solutions@yahoo.com and i will be happy to work up some numbers for you.
-James Reusing
1st Metropolitan Mortgage - Wed Apr 23 2008, 15:33
hi tom, the rates have been pretty crazy lately. most lenders have not increased their coonforming loan limits yets but i know of a few who have increased their limits up to 729 in some areas for FHA loans. if you want me to quote you a rate just send me an e-mail to loan_solutions@yahoo.com and i'll give you a response within about 20 minutes. by the way what rates have people been giving you ? - Tue Apr 22 2008, 18:48
hey jeff, I am a LO out of baltimore. with the 50k you'll be getting soon you won't have to dip into your 401k unless you are thinking of purchasing something more than like 300k. even then chances are you won't have to. do you have a pre-qualification yet? give me a call at 443-803-7394 and i'll be happy to take a look at what you are working with.
-James Reusing - Mon Apr 14 2008, 15:06
Camille, are you currently working with an LO to get these properties financed? if so fax me over a GFE and i'll be happy to beat their price. why pay more for the same property? - Mon Apr 14 2008, 14:40
I would like to meet any real estate agent who would like to work with a knowledgeable loan officer. I work for the 3rd largest brokerage in the country and can get wholesale rates. This means that i can get more loans done at lower costs to your customers.
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