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Trulia Voices!
SORRY ALEX- YOU ARE WRONG-- ONLY IF THEY BUY A PROPERTY YOU WERE THE PROCURRING CAUSE THAT THEY SAW IT- AND THEN IT IS A FIGHT THROUGH THE LOCAL BOARD AND YOUR STATE REAL ESTATE COMMISSION.. AS I SAID- THERE ARE AGENTS NOT LIKE YOU AND ME THAT WILL STEAL NAYHTING FORM ANYONE AND DO NOT CARE. MOST OF THE TIME IT CAN BE A WASTE OF TIME EVEN TO GO AFTER THEM. WE HERE JUST PASS AROPUND WHAT HAPPENED TO US AND WHO IT WAS AND THEY GET IT THROUGH THE GRAPEVINE THAT THEY ARE NO LONGER RESPCTED IN THE INDUSTRY FOR THERE DEALINGS. BUT COMPLAINTS ARE STILL WRITTEN AND IF IT COMES TO A SHOW DOWN THEBN I THROW DOWN THE GAUNTLET. - Wed Nov 5 2008, 06:29
Gee Wiz Guys So Much Advice But All For Nothing.
Number 1. Realtors are people also and sometimes of an agent is busy you should take that into consideration. If that realtor is that busy you know you have an agent that is knowledgeable and everyone wants her. No realtor is at anyones beck and call. Not saying you are the type of person that when they want sonething it has to be now and you make the rules. That is not being human being.
Number 2. Many of us agnets have put forth a Buyers Agreement in front of people that make us the sole agent that you can only deal with. And yes m,any of the agents in our county and boards will tell a buyer that they respect each other and will not tkae the bread outof some ones elses mouth. Agents that do things like this are not very respected by othr agents in our board or county. I have had agents call me up when I had a buyer that already has a contract with a home call me about my client. I then call the client and mention it and ask a few questions and read them the riot act.
Number 3 If an agent showed you a home, took there time to look up the particulars and did a Comparative Market research Pirce on it, you have taken the time and and respect of that agent with you. Case and point, there is one ralty company here in Brevard County Florida I will never Deal with again, They took my buyer, went behind my back, never releasing the information that the Mortgage was assumable, and grab my buyers. WThe buyer calls me up and tells me that I lied to them about it. But I couldn't have because the other agency did not realy that information to me because she said she didn't have to at the time. SO I have nothing but bad theings to say about her and the agents that work for her. We stick together here and it goes around when we have clients and agents that play the game.
Number 4. Your agent is the procuring cause of the showing and to write the buying contract. But again you did not sign a Buyer Broker Agreement that would state that you are bound to that agent for a specific amount of time. I lost another sale because of a ReMax agent that took one of my clients away from me that was not explained the paper work she was signing. She is from another country and only here about 10 years. But I had and do not have any recourse in the manner because I did not have her sign the Buyer Broker Agreement. These can also be made to only lock in a prospective buyer for a single property. But they are not used that way.
Number 5 If you have to sell a property first before you buy, then why even look at homes before you have a contract on the one you have to sell first? 9 out of 10 sellers will not agree to this, specially if they need to sell fast. And you can forget about tryiong to do this with a short sale or bank foreclosure in todays market.
Do the right thing and contact the broker of the agency, ask them about the agent and how busy she is. You may find out that she is that busy, or she helps take care of loved one sick at home that needs constant care at times you want this agent at your beck and call. If this is the case the boker may assign another agent to you and give the other agent a referral fee in house from the commission. If the agent in't happy about it. as we say.OH WELL
But give the agent the benefit of the doubt. Give that agent the courtesy of some loyalty being that they have already done a lot of work for you at this point.
As for some of the other comments I have read. I am glad a copule of you do not work in my area. - Tue Nov 4 2008, 06:50
Sue, My dear Collegue from Jersey is right and wrong at the same time. Only Brokers can be suites against a buyer as yourself, and you can only sue a Broker. The Broker is responsible for the actions of their agents. But the agent will be brought up on seperate charges if found necessary and then go before the state licinsing board.
I suggest you call the broker of that agent and talk with Him/Her and tell them how dissatisfied you are witht he service you are recieving. Also there is a question of Buyer Borkerage. DId she become your Buyer Broker through the Borkergae. Another words, she is supposed to be working for you diligemtly and honestly and as a professional. If she did not sign and you did not sign a Buyer Broker Agreement making her your Single Agent, then you can question the legality of procurring cause. I suggest you call the State Baord Of Realtors or the State Agency that handles this DIvision and ask them this exact question I asked you.
Put it this way to them.
If I a Buyer, have never signed or engaged in a Single Agnecy Representation in a Buyer Broker Agreement, am I obligated to this Brokergae and Agent in anyway shape or form? Then ask about Procurring Cause with no representation in a timely manner. Offers must be made immediately, at the time an offer is suggested by buyer and formerly filled out and presented to the Selling Broker/Agent. We here in Florida and those I know in New Jersey, New York, Arizona, Texas and so on get it done that very same day. - Wed Aug 15 2007, 08:25
Wayne,
Depending on the area and how populated it can tell you a liitle more when you see an area. One thing is, most households have 2 working parents. Some both go to work during the day and some when one comes home the other goes to work. Also you have to look at what type of people and young adults are in the area. How are homes kept where they live, do they roam free to all hours of the night, how much supervision is there from the parents, an how many friends are constantly visiting. There have been cases as an example the Bayside Lakes Areas. A personal friend has had her home broken into 5 times in the last 3 years. Yes it is alarmed and the police meet her there every time and they have gone. It has to be someone has been watching her and the family and or knows them and knows when someone is home and not home. Police reports of neighbor hoods are the best way to find out about an area. The Palm Bay Police Web Site has that ability to tell you area by area, what types of crimes and have the criminals been caught.
Most of my clients look for neighborhoods that have people home during the day and stick together as friends and watch out for each other. The safest areas that I know of are Units 21 and Unit 45. Yes we have had our problems with young people being big and bold and parents that have moved in are just obliviuos to what there little darlings are up to. And boy do they lie through there teeth. But they have been dealt with and the parents so embarassed they do not even want to show there faces because the have been stupid.
So what areas are the safest? In todays world it will depend on your neighbors to help make where you live safe by getting involved and not putting up with it as we have in the units I mentioned above.
Have any other questions, drop me a line pdolci8332@aol.com , or call me on my cell 321-480-2544 - Thu Oct 30 2008, 06:28
523736 Has only been listed now for 98 days
515548 Has been lsited for only 11 days, was sold on 6/28/2004 for $129,900
Is there anyhting else I can help you with? - Thu Oct 30 2008, 06:08
Very simple without getting caught in the must go to this guy because of his answer. Take all of your must expenses- car payments, loans of any sort, credit card payments and so on per month. Subtract that amount from your net income. Take that number per month and multiply it by 12 months and divide it by 7%. Yes it is higher than most posted rates but it will give you an idea. Now take that number and divide it by 12. That is only your motgage payment per month. Now for taxes and insurance add your total yearly costs of both together and divide by t2 months. Now add that figure to your mortgage apyment per month.
But even the somplist way I hav found that works is tkae the final cost you are going to mortgage the house for and divide it by 13% to 15%. This gives you a very rough idea of everything together, Why i gave you a high percentage rate is because of the costs of insuring a home on Maro Island. - Thu Jun 28 2007, 17:35
The best lender in the area? Well, it depends on what you are looking for. Are you a postman, fireman, teacher, nurse or other medical worker? There are many programs through banks and other mortgage companies that will give you a 3/4 point reduction in interest rate if you bank with them or just have some cash in a savings account, plus $2000 towards your closing costs and so on. Do your research first. If you have an agent already to help you buy a home you tell them what you are looking for and what you need. Do not fall into the hands of the first one, ask questions, But do not have them run allot of inquiries into your credit to check it. This can hurt your credit rating. Check all of the Banks first and mention what I did earlier. Then go to the Mortgage compnies that are actually wholesale markets to get better rates. If you would like call me and I will explain somethings to you. - Thu Jun 28 2007, 17:25