FInd a lender that will do manual underwriting. It is a more intensive process, but it is not based on your credit score. Go to Churchill Mortgage. They are highly recommended by Dave Ramsey. - Mon Jul 14 2008, 08:17
MVPs or 'Most Valuable Players' are key Trulia Voices members who have been contributing high-quality content throughout 2008 and providing valuable advice to consumers and real estate professionals.