Jennifer

Yolanda,

If you update your profile with your last name and space number (or post it here if you like) I will see if I can find it this weekend and mail you a copy.

I know that is a slower way to get it to you, but right now I can't afford to tick them off or they will make selling mine even harder. If a bunch of people get together in a class action I would get involved but otherwise I can't. Aside from making it more difficult to sell, my parents don't need the stress. - Thu Oct 9 2008, 16:36

I hear you. I live with my disabled parents, they cant do the work the park demands that means it all falls to me. I work full time and take on extra jobs trying to keep after the ever increasing rent. Last January we came back from a vacation (first in years) to a notice demanding we cut weeds brush etc or they would charge us for it, i tried to find a yard company to do it (reasonably)with no luck. So I asked my dad to talk to them let them know I would do it myself that weekend, we just needed a few days extension. They refused, said it had to be done by thursday or they would do it and bill us. I had to take a day off work in the middle of the week, and get out in the cold and rain and chop the grass and trim weeds. After that I decided to move.

Since that thing(questionaire) came out from the attorneys now they give extensions. I don't care I'm still planning to go. I know they are just pretending til the threat of a lawsuit blows over. - Tue Oct 7 2008, 09:49

Hi Yolanda,

I think people don't go to the home owners meetings because their afraid to. My friends (who gave their place away to get out) went to one, and they didn't even say anything but after that they were harassed non stop. They told me management stopped by the meeting with the pretense of hearing the complaints but they were actually making notes of the troublemakers, so they could send out notices. After that my friends got notices to trim their bushes almost constantly-- and the bushes didn't need trimming. it got so bad my friend chopped down the bushes, then they gave them a notice to resurface their driveway.

By the way now that my friends have moved the bushes have grown back and management is doing diddly about it. Clearly it doesn't bother them enough for them to get out and do something about it. - Mon Oct 6 2008, 09:53

Kim and Orleta,

You hit the nail on the head. I actually live there too, I was just hoping someone would give me information that they have a deal for condos, or something like that so I could sue them. I am desperate to get out of there and like Kim, I think there is a reason they are actively chasing away tenants. My next door neighbors gave their home away to get out, unfortunately I don't have that option.

I'm trying to sell mine on Craig's list to someone who wants to move it out of the park. Like you my rent is 1200 a month and I see no reason to pay as much here to be tortured and abused as it would cost me for a real house where I would actually have rights.

I can't imagine anyone wanting to buy it in the park not with these rents. The only reason they caught me was through deception. When I moved in the park ten years ago, they told me the rent increase would only be 25 dollars per year instead it's 100. With a hundred dollar rent increase every year the rent adds up fast.

I live with my disabled parents and it is way too much stress for them, we have got to get out. - Wed Sep 10 2008, 14:04

First off ignore Catherine and Steve, their answers are not helpful.

I'm in a similiar situation, I don't have a down payment saved up. I'm still in the process of getting a loan however from a responsible lender. People who say you need 10% down and good credit are just elitists they only want the wealthy to have homes. Fortunately there are programs out there designed by people who understand if you work hard and take care of your family, you probably don't have enough extra to stash 40,000 in the bank. It doesn't mean you don't deserve to enjoy the same dream of homeownership as everyone else.

Just look at your finances and see if you can actually afford the payment. Ignore the gimmick ads in the pennysaver and elsewhere (that claim low payments for high amounts) a real loan will run about 2000 a month (for around 250,000) and a regular lender will expect twice that in income. If those numbers are out of your ballpark then you might want to look into a mobile home or condo. If you pay more than that in rent now, go down to Wells Fargo and see what they can do for you, I recommend Linda Collier she will give you the straight truth (and she knows the programs).

In California, there is no guarantee when prices might go back up, so if you find a lender who will work with you and you can make the payment go for it. Good luck! - Mon Aug 18 2008, 15:38

Peggy,
I hate to discourage you but in the market right now you would be very fortunate to get 25,000. I'm selling a 1989 Manufactured home for 48,000, well I should say trying to sell. Because of that I have been watching the market and the pricing ranges from 10,000-150,000 but the ones that go for the least are the mobiles. My next door neighbors (and friends) had an older mobile they gave it away, and still had trouble finding someone to take it.

Sorry to be a downer but my suggestion is if you can wait, then wait til the market goes back up, then you should be able to get what you want out of it.

Good luck! - Tue Aug 5 2008, 10:26

Manufactured homes can be nice, but they can also be a pain. Watch out for plastic plumbing once it starts blowing your looking at a plumbing bill every few months. I had to replace all my plastic plumbing with copper to stop the endless plumbing costs. Another expense is buying special equipment; for instance, water heaters, when I went to replace mine I discovered rather than being able to choose the best value, I had to take the only one they had for manufactured homes (legal requirement) that of course cost more than the others. Also the veneers and such they use tend to come off after 10 years or so. Also I highly recommend getting ceiling fans in every room they last a long time and knock your power bills way down. If you need AC don't think a single window unit in the living room will cut it, I have three units in mine 1 in the main room and 1 in each bedroom, however it still runs less than central air.

All in all expect extra expenses, expect to replace a lot of stuff every 5-10 years but overall it is a nice type of house. I'm currently selling mine but I wouldn't shy away from buying another as long as I owned the land. I must say absolutely under no condition let yourself get talked into a mobile home park, I have been trapped in one for 10 years now and I can't recommend it.

Like the others have said it is very difficult to get financing to put one on land. I tried many times and was always extremely frustrated. Even though it would of cost far less than a standard house (for both land and home) the lenders wanted superior credit and larger down payments. You have to have money to save money, that is a logic I have never understood. - Thu Jul 24 2008, 12:35

Whatever you do avoid Greentree. They do Mobile loans but they are very bad, I am selling my manufactured home and getting away from them. If I were to buy another mobile/manufactured I would not go with them. There are web sites full of horror stories of them, compared to some of those stories I got away lucky. - Wed Jul 2 2008, 10:48