Prety

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Prety, in hopefully bedstuy soon!
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Alfred Zulli, Buyer & Seller in Florida

where can i get median sales for zip 11201 from year 2001?

Asked Sun Mar 16 2008, 06:58 by Alfred Zulli  -  11201  -  Home Selling  -  6 answers
Prety answered:
im pretty sure you can easily obtain this data on zillow.com - Thu Aug 14 2008, 13:14
Smr, Home Buyer in

What are the typical rates of FHA? What would you think is a good interest rate fro a loan of 370000, and?

Asked Thu Aug 14 2008, 12:35 by Smr  -  All locations  -  Home Buying  -  1 answer
Prety answered:
from what i understand, yes, it is possible to qualify for a conventional loan w. less than 10% downpayment. I think generally, you need relatively good credit (well, better than the min. necessary for FHA) and also the location will matter more. In "declining" markets, banks will be less interested in providing conventional mortgages.
So, i'd say if you are in Florida, and your credit is 700 FICO, you ought to be able to get a conventional mortgage.
the main differences bet. conventional and FHA appear to be 1) need more documentation of income & deposits for FHA and 2) no UFPMI w. conventional, so probably lower closing costs w. conventional as opposed to FHA
plus my understanding is that FHA takes slightly longer, and makes it harder to get out of PMI even when your ratio drops below 80% - Thu Aug 14 2008, 13:02
Prety, Home Buyer in hopefully bedstuy so...

If i put in an offer via a realtor, and hear that another (higher) offer was received, how do i know this is

Asked Sat May 10 2008, 18:43 by Prety  -  11216  -  Home Buying  -  6 answers
Prety answered:
Thanks Deborah, and Donald.
Both informative answers. - Sun May 11 2008, 14:25
Kimberly, Home Buyer in Williiamsburg, Brook...

is a fixer upper bed-stuy or Bushwick a good investment for a first time home buyer?

Asked Sun Apr 6 2008, 08:20 by Kimberly  -  Bedford - Stuyvesant  -  Home Buying  -  4 answers
Prety answered:
Hi Henry
Could you please link to the article discussing the dramatic price drops in Bed Stuy/ Bushwick?
Thanks! - Sat May 10 2008, 21:18
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