Thanks for the quick responses. I realized that there's a lot of room for error based on how we qualify and what we are trying to buy so I'll add some facts.

Home in the Tri-Valley area
Loan amount (not purchase price) of appx 725k
Excellent credit scores
%3 down

Quoted today at %6.5 with 1 point.

Thanks again.

Thanks again. - Thu Sep 11 2008, 21:37

Home Inspections?

Asked Tue Sep 9 2008, 19:56 by Beachboy - San Ramon - Home Buying - 6 answers

Beachboy answered:

Many thanks to all who have answered. I appreciate you taking the time to answer. Yes, we have a good agent and we are doing a normal inspection, termite and chimney. But, as we are all human and this is a large purchase I'm using all available resources to make sure we have as much information as possible.

Steven O. Thank you for the reference offer. I'll give you a call tomorrow.

Thanks again everyone! - Wed Sep 10 2008, 19:54

Price per square foot to build out?

Asked Fri Sep 5 2008, 17:57 by Beachboy - San Ramon - Home Buying - 2 answers

Beachboy answered:

Thanks Jerry! I appreciate it. - Tue Sep 9 2008, 19:18

What is happening with FHA loans?

Asked Mon Aug 18 2008, 09:51 by Beachboy - San Ramon - Home Buying - 10 answers

Beachboy answered:

Thanks for the good, quick answers everyone. I appreciate it. This will be our 4th house and I've never felt so uncertain buying. We are focused on Pleasanton which makes it more difficult to find a house that meets our needs in our price range. The 625k limit is going to push us hard...

Steven,

Could you please take a minute to qualify what "start your file" means? We were approved 6 months ago but haven't moved on anything.

Thanks again! - Mon Aug 18 2008, 11:02

Buying in Livermore vs the rest of the Valley

Asked Wed Jul 23 2008, 20:13 by Beachboy - Livermore - General Area - 6 answers

Beachboy answered:

Thank you ladies,

We also enjoy downtown Livermore. And we had a good time at the recent wine festival.

That said, I don't think everyone who recognizes the issues Livermore faces is necessarily looking down on the town (although too many do). When making an 800k decision on a home a community should be looked at through a microscope and dissected for it's good and bad.

Regardless of all that I've found an interesting Phenomenon when researching Livermore. Longtime Livermore residents wouldn't live anywhere else and many Tri-Valley residents won't even consider it.. Thus my question since it's always easier to see the negatives from the outside instead of the positives.

Thanks again! - Fri Jul 25 2008, 23:16

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