Steveandjoan

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Home Buyer

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Steveandjoan's Questions (8)

Steveandjoan's Answers (19)

To buy or Rent in the Tampa area?

Asked Sat Aug 23 2008, 16:06 by Bob - Tampa - Home Buying - 11 answers

Steveandjoan answered:

Your question takes thought and each senerio must be evaluated. Rent is a simple transaction - buying and ownership are something else again. Be sure to factor in carry costs (interest and all the closing costs), insurances such as flood and windstorm, and real estate taxes which are due every year. Plus, there is always the risk that the bottom of the market has yet to settle out. Also, when you get that transfer the costs go on until you sell and bu the way, most real estate agents still haven't reached the point where they will sell you home as a public service, they still will want to get paid. Is four years or so enough time to recoup the costs of both buying AND selling? Maybe, be just be sure and do your homework. - Sun Aug 24 2008, 08:10

I have the option to buy a two bedroom plus den condo in Miami, with identfical views to the water. The one

Asked Tue Aug 19 2008, 14:13 by Nimesh - Downtown Miami - Home Buying - 4 answers

Steveandjoan answered:

Buy both and rent one or the other. Think of it as averaging your investments. - Sun Aug 24 2008, 08:04

Considering Ocala FL and would like some advise . . . . . .

Asked Wed Aug 6 2008, 19:19 by Steveandjoan - Ocala - Home Buying - 6 answers

Steveandjoan answered:

Thanks folks, finally met an agent today who had what it took to give us the answer. She did a good job and that says it all. - Sun Aug 17 2008, 18:38

how to get your neighbors to be considerate neighbors.They intentionally park their cars so it blocks driveway

Asked Sat Aug 9 2008, 18:38 by Charles Gibs… - 45344 - How To... - 6 answers

Steveandjoan answered:

Ah what the heck El, give 'em the old Pink Cadillac and teach 'em a lesson once and for all. - Sun Aug 10 2008, 17:07

Elvis, you take things too seriously. Put on your Blue Suede shoes and kick back a little. Besides, the suggestion was to spray the GRASS BESIDE THE CAR with No Parking. You have a very negative outlook on things. What a shame.
ps: How are the rest of the guys living up there in Michigan with the ETs ??? - Sun Aug 10 2008, 09:31

Electric pink spray paint will do wonder change thier parking habits. - Sun Aug 10 2008, 07:21

REPO HOUSES

Asked Sat Mar 1 2008, 08:12 by Dane Jordan - 45502 - Home Buying - 5 answers

Steveandjoan answered:

Hi,

One ot the things to wait for is not just for prices to finish falling, but when will the bank regulators begin to compel REO holding institutions to begin liquidating at any reasonable price or run the risk of being taken over by the Feds. Just because the banks 'write-down' the loans on the books, the carry costs are quite real to them too - insurances, taxes, utilities, risk-of-damage, and on and on and on.
Once the financial instituions feel the squeeze of reduced depotis, lowed levels of ability to borrow and the like, they will then begin to act much faster to take your reasonable offer and not play the game of waiting to see how much they can milk you for. You are in the drivers seat, so drive a hard bargain and come up the winner. - Sun Aug 10 2008, 10:40

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