Stitch's Mom

I'm a:	Home Buyer
Location:	Oregon

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Stitch's Mom's Questions (4)

Stitch's Mom's Answers (10)

What do you do with the previous owner's stuff they leave behind?

Asked Sun Mar 30 2008, 11:52 by Stitch's Mom - Oregon - Home Buying - 4 answers

Stitch's Mom answered:

According to my lawyer, if I can get them to sign something stating that they agree to forfiet their stuff I can dispose of it immediately. Any input on how to word that would be greatly appreciated. - Mon Mar 31 2008, 10:47

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Asked Sun Mar 30 2008, 11:52 by Stitch's Mom - Oregon - Foreclosure - 3 answers

Stitch's Mom answered:

Thanks for your suggestions. My attorney said that we need to keep their stuff for at least a month and send them 2 certified letters asking them to come get but if we can get them to sign something stating that they forfiet the stuff I can get rid of it immediately. - Sun Mar 30 2008, 12:08

Can the bank still back out?

Asked Wed Feb 27 2008, 12:50 by Stitch's Mom - Oregon - Foreclosure - 10 answers

Stitch's Mom answered:

Just thought I should update. We closed on the house March 4 for the original agreed upon price. It was a long stressful wait but it payed off. Thanks for all of your help! - Sun Mar 30 2008, 11:56

Should I try to contact the lender myself and see what the hold up is? Or should I contactact the title company? - Wed Feb 27 2008, 16:13

Its an all cash offer and yes we have had our earnest money in place since we made the offer. I am not sure what you mean by hazard insurance? Do you mean fire/homeowners insurance? If yes, that is all in place through the title company. The lender/bank is AccuBanc, a division of First American Mortgage of Indiana. - Wed Feb 27 2008, 13:18

Thank you for your quick response. My agent says all they have is a verbal ok from the bank. He says that we won't get anything in writing until we close. Is this normal? - Wed Feb 27 2008, 12:58

how can I find the price a house sold for in the past?

Asked Sat Mar 22 2008, 10:19 by Todd - Plainfield - Home Buying - 14 answers

Stitch's Mom answered:

In Oregon you can just go down to any title company, give them the address of the property, and tell them you want to oreder a complete package on the property. It only costs a few bucks, if they charge at all, and you will get tons of info on the property. - Sat Mar 22 2008, 10:38

we have put in an offer on a short sale home. its been 6 weeks - no answer yet - we are prequalified for a

Asked Fri Mar 21 2008, 14:05 by Jo Williams - Edgewater - Foreclosure - 4 answers

Stitch's Mom answered:

We just closed on a short sale last month. It took the bank 5 weeks to get an appraisal done but after that we got an answer right away. They countered with the exact price that it appraised at. In my case this was a great deal because the appraised it as land only and then subtracted the price to remove the structures. The house needs a lot of work but can be salvaged. When the bank countered they gave us 5 hours to accept or deny. We accepted and then it took 3 more weeks to close. Its frustrating but if you really want the property just hang in there. - Sat Mar 22 2008, 10:12

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