Lynn, thanks for the response. I think the way I wrote my question I may have given the impression that I am just out of school. I have substantial credit history. I've had credit cards for the past 10 years since I turned 18. I also purchased/financed a new truck a couple years ago. No late payments on any CC or loan. I have since paid the truck loan off. Within the past week I got my credit report/ FICO score. That is just shy of 800. - Sat Jul 12 2008, 16:41
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