We sat down with the Broker back in January, and he said our ratio was excellent. Since then, we have both gotten raises as well. We are purposely getting a two (or more) family so we can rent on side out. He said since our ratio was great, it helps in getting approved. I'm still worried that our credit scores will cause them to second guess approving us. - Wed May 7 2008, 11:24
It's a 2-family house that's about 7300 sq. ft. In Lawrence, MA (where the house is) houses are going for cheap because many people fell prey to ARM loans. We have been paying off our debt for the last six months, so maybe our scores have gone up (we were scored back in December). Thanks everyone for your input! - Wed May 7 2008, 05:46
Hi Shelton,
I have three mutts (all about 25lbs each). I agree with Paul on expanding your search. I rent a single family home for cheap in Lawrence. I have never had a problem, and my landlord is understanding. My neighbors have two pit bulls, so there is hope! Best of luck. - Fri Feb 15 2008, 13:30
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