I just wanted to say thank you to those of you who responded. Also, I'm aware that a 518 credit score is horrible. Thanks for your input.
I wanted to say thank you Tammy for those links. I did check out the THDA one, and I'm a little confused as to "how" that "502 Guaranteed Loan" works. We are definitely low income I think, we are a family of 5, and last year we only made $24,000.
I'm just wondering if that loan is "credit score" based as well.
Thanks again to all of the responses, I refuse to give up. I've also been trying to find something that is "owner financing", but haven't had much luck.
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