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idk where you teach, but your sentence could use some work....ANYWAY...

why go for the mmc when teachers get any house thy choose to buy for 50% off the purchase price??! who could ask for more than that?
i'm not sure how you don't know about this, ask you co-workers SOME ONE must know of it. i also live in cc. go to CITY HALL, ask whatever office in there about the government 'good neighbor' home grants. teachers, cops emt etc etc etc get this grant. your home is basically handed to you...good luck. go get a 100k home for 50k...can't beat that! let me know how it goes. n ask if you can qualify for more than one type of grant at once...idthink so, but it's worth asking. look at my other postings, sounds like u may learn a lot. - Tue Oct 27 2009, 20:16

make elliot help you lmao - Mon Aug 3 2009, 19:23

i dont know anything, but i would guess u have waited way to long....
i also think that those things have to be spelled out and agreed upon when the contract is made, those r ur conditions for going through with buying the home. that being said, my guess would b that anything they agreed to fix should be in writing! therefore, u can make them complete the job! i hope u had enough sense to get it in writing, if u had found yor own realitor, they would have warned u....but u cant trust this guy cause he's workin for the seller not u. - Sun Aug 2 2009, 17:51

#1 get ur credit in check. (annualcreditreport.com) get it free only once a yr, see what u need to payoff first. wait a month AT LEAST, i would call those u paid off n make sure they reported it to ur credit...THEN go c ur lender. dont do it backwards n take a useless hit on ur credit (just for them to tell u its only so-so n u should do what i jus said) and u cheat urself out of a better intrest rate! also i learned that ANY lawsiuts or ' judgements" against u WILL KEEP U FROM GETTING A HOME LOAN. so keep that in mind.

#2 it all depends on how much your going to borrow. your down payment is a percentage...of what is up to u. if ur only buying a $50k home ur not gonna put as much as a$100k home. (HUD HOMES require 2.5-3% down)

#3 if ur bank statements,w-2's and ur income is great...ur approved....if its for more than u need.... u can put pretty much w/e u want. the big downpayments are really just for your benifit, lowering ur financed amount, lowering ur downpayments.

remember: keep money for repairs u need to move in, repairs u may not expect right after u move in (plumbing breaks, ac goes out or w/e) and repairs u may have to do in the first yr or so (roof, etc.)
?$500 (some hud homes)- $5,000 to the title company
?r u paying ur insurace every month, or do u need to save a lump sum? have it ready.
?do you need to buy intrest points? put money aside for that, call the lender n ask how much they r
?is there any possibility u could get laid off or loose ur job? have at least a few months saved just in case something goes wrong
IF U STILL HAVE DOWN money after that ($1000)....i say go for it fearlessly!!

oh, n if ur not a do-it-yourselfer, n it needs ANY repair, ask about a 203k loan where they loan u any money u need to do the repairs or investment fixing and its just added into the mortgage amout and its all one payment (one higher payment) u and the home must qualify - Mon Jun 29 2009, 03:38