Clay

I'm a:	Home Buyer
Location:	07095

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Clay's Questions (3)

Clay's Answers (8)

Mold in NJ townhomes/condos/apartments.

Asked Fri Dec 14 2007, 07:36 by Clay - New Jersey - Quality of Life - 1 answer

Clay answered:

sorry, link didn't show up correctly and article cut off... - Fri Dec 14 2007, 12:05

HOA, grandfathered law, issues.

Asked Wed Nov 28 2007, 11:53 by Clay - Princeton - Quality of Life - 6 answers

Clay answered:

Wow, some people have actually heard of this dangerous problem. - Fri Dec 14 2007, 07:33

Marc,

Thx for the advice. Please see below.

Clay - Thu Nov 29 2007, 10:23

Marc,

THX! That was what we've been told. - Wed Nov 28 2007, 13:12

Question removed

Asked Tue Dec 4 2007, 06:48 by Clay - Newark - Home Buying - 11 answers

Clay answered:

Carmelo,

Do you feel the same even about painting? ie, getting in there a week early to paint. House is vacant and I work for the bank - mortgage is done :) - Fri Dec 7 2007, 02:14

Durenda, excellent answer. THX we are working on this. Clay. - Wed Dec 5 2007, 05:40

OK, so I already have my mortgage commitment. The title search is underway. The house is vacant - actually the owner has had it rented for the past 4 years and the renters have been out since August. - Tue Dec 4 2007, 07:57

Question removed

Asked Sun Nov 25 2007, 08:09 by Clay - Newark - Home Buying - 22 answers

Clay answered:

No, not in Woodbridge.

Approx 25 years old. The adjoining home also had a crack in the foundation/slate under the dining room carpet that was repaired w/cement.

HOA only covers roof and siding.

Agent says its up to me. I can walk if they don't want to prove its not damaged. They say its been in only a few cases where someone like me (lol) has been this determined to make sure that the termites didn't do anything while they were hanging around.

yes, the homes are attached. 5 to a row. all are treated on a regular basis (as this one is too) but none show any tubes. - Sun Nov 25 2007, 18:06

OK, there was no damage whatsoever found in the attic, around doors or windows. We have asked for the seller to retreat and to cut open the sheetrock in a hidden area where tubes were found. Opinions to us have ranged 90-10 in favor of not insisting on the cut in because, as Deborah said, all have had or will have WDI at one point in NJ. This is a townhome and the adjoining neighbor has never had evidence of termites in his place... - Sun Nov 25 2007, 17:37

Jim,

With obvious infestation of WDI at some time (this was not on the disclosure) my question is - what can you do. I would like not only the obligatory proof that termites are gone - but how do you know what damage if any was done 'under there'?? - Sun Nov 25 2007, 13:49

Has owned for 6 years. Has been in California for 4 with renters. But obviously SOMEONE paid for the termite inspection... - Sun Nov 25 2007, 13:48

Francesca,

Wouldn't she be hard pressed to deny knowledge of a termite 'visit' when there are visible tubes, visible wiped away tubes and visual evidence of treatment - ie the holes were cut in? - Sun Nov 25 2007, 11:33

"b) Technically yes. But your home inspection is done for you and she can claim she never saw it. She is NOT required to read or accept your home inspection. Only to address issues in your contract."

Even if the report was submitted to her Agent AND attorney? The report included detailed pictures of the cracks, termite entry, etc. The seller replied with 'what do you require do have done in order to make the deal work'? We replied with a detailed letter with pictures, etc. - Sun Nov 25 2007, 08:36

Question removed

Asked Tue Nov 20 2007, 05:43 by Clay - All locations - Financing - 7 answers

Clay answered:

No, I have an attorney. It's just easier to get generic info first and then discuss with my ESQ. I already have the 3% closing fees to be paid by seller in the agreement but we just had our inspection and I am trying to get a feel for what creative ways repairs can be addressed outside of lowering the final selling price. - Tue Nov 20 2007, 08:10

Great. So this is a clause that is accepted? ie, mortgage companies can cap what you can receive as a seller concession on closing costs at 3 or 6% - that's why I was curious as to whether they have any say on the particular point of down payment help. - Tue Nov 20 2007, 07:43

OK, that is my question. Is there a legal basis where you can add that line, "seller to contribute $ to buyers downpayment"? THX - Tue Nov 20 2007, 06:53

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