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The Blacksto…, Real Estate Pro in Ladera Ranch, CA
The Blackstone Team answered:
Is anyone know if there is $15000 government grant for 1st time buyer going on r ... ? Will the money put in escrow? ...
Haven't heard of that government grant. Might be a private grant.
0 votes Share Flag Thu May 23, 2013 Home Buying in 92840
Lance R King, Real Estate Pro in San Francisco, CA
Lance R King answered:
I have an agent that helping me look for a house ,it has been 2 months now we didnt get any offer accepted !(over 20),is it normal ?
Most likely the biggest problem is the down payment as you are competing with buyers who have a lot more skin in the game. What would you do as a seller if you had equal offers, one wit ... more
0 votes Share Flag Tue Jul 2, 2013 Home Buying in Los Angeles
Linda Lorenzo…, Real Estate Pro in 75070
Linda Lorenzo - (214) 578-3131 answered:
As a first time home buyer , do you have to put down a deposit on an initial loan for a house?
Depends on your area. There are some programs like a VA loan or a USDA loan that do not require down payments. You need to check with a local lender as they can guide you in what you ... more
0 votes Share Flag Sat Feb 28, 2015 Home Buying in Atlanta
Jim Mitchell, Real Estate Pro in Arizona
Jim Mitchell answered:
First time homebuyers wanting to buy a home in Maricopa or San Tan area.
Hello cnlmiller. Congratulations on working with a lender before you start searching for a home!

You've put yourself one step closer to purchasing and owning a home!

Some buy ... more
0 votes Share Flag Tue Jan 21, 2014 Home Buying in Maricopa
Voices Member,  in Phoenix, AZ
Voices Member answered:
Will desktop underwriter deny my fha loan because I have a dismissed chapter 13 just over a year old?
hi jsmith... as a licensed realtor, this question would be out of my league. however, because i pick my loan officer's brain, have purchased 3 homes in my lifetime and am savvy with bk' ... more
0 votes Share Flag Tue Oct 29, 2013 Home Buying in Phoenix
Darrin Tinsl…, Real Estate Pro in Oakland, CA
Darrin Tinsley answered:
I purchased a condo at a trustee sale (cash on courthouse steps) The opening bid was $240K, the loan was $233K, I paid $341K
That money would go to the estate assuming there was actually any overage after everything was said and done. If the previous owner was subject to probate and a probate was never opene ... more
0 votes Share Flag Fri Apr 19, 2013 Home Buying in Kirkland
Keith Jean P…, Real Estate Pro in East Brunswick, NJ
Keith Jean Pierre answered:
Escrow Error on Final Closing Statement -
If there was an agreement signed, stating that you would pay the $1000 credit and you did not pay it, you would still be liable for it. You can argue with the attorney or title company ... more
0 votes Share Flag Wed Apr 10, 2013 Home Selling in Riverside County
Christopher…, Real Estate Pro in 10591
Christopher Pagli - ABR, GREEN answered:
I have an agent that helping me look for a house ,it has been 2 months now we didnt get any offer accepted !(over 20),is it normal ?
You don't need more then one agent. What you should do is make offers based on the past 6 months comps and what you truly feel it's worth based on other similar homes you have viewed. ... more
0 votes Share Flag Thu Apr 18, 2013 Home Buying in Los Angeles
Heather Paul, Real Estate Pro in Santa Monica, CA
Heather Paul answered:
Hello, I am buying a triplex in Los Angeles.The units will not be delivered vacant at closing....
Hello, first and foremost you should be asking your Realtor these questions. They should be the one providing you with all these many questions. Also try contacting the Los Angeles Coun ... more
0 votes Share Flag Fri Apr 12, 2013 Home Buying in Los Angeles
BParker, CPA*, Real Estate Pro in Scottsdale, AZ
BParker, CPA* answered:
friends of ours are buying a hud home.....all paperwork is in an approved on their end. Closing was sched ...
Hello:

This is a ridiculous position for the HOA to take. Why would HUD, or anyone for that matter, pay the back HOA fees until the home is actually purchased. What should happen is ... more
0 votes Share Flag Fri Apr 5, 2013 Home Buying in Queen Creek
Kevin Sander…, Real Estate Pro in San Diego, CA
Kevin Sanderlin answered:
What is the first step when deciding to buy a home?
First step.... Talk to a lender!
Can't buy a home if you don't have the money.
You will probably get several references today from your question.
My preferred lender is Jon Shrum ... more
0 votes Share Flag Thu Jul 25, 2013 Home Buying in Huntington Beach
Stephen Webb…, Real Estate Pro in Seattle, WA
Stephen Webber answered:
I am trying to buy a foreclosure VA home in NC. Contract expires in 3 weeks, appraiser wants items fixed. ...it is a "as is foreclosure
Hey CJ
Your paper work will clarify if it is as is. But even if its stated it is lenders my pay. So try the offer first. If they turn you down there may be the possibility to raise the ... more
0 votes Share Flag Wed Apr 3, 2013 Home Buying in 91913
Gene Neal, Real Estate Pro in New York, NY
Gene Neal answered:
We are a newly engaged couple looking to buy a home and move to Key West. Should we look for foreclosures or stray away due to the unmentionable fees?
Are you putting down 20%? Are you willing to repair the property? It depends on your risk tolerance. Some deals are available however the property may need massive work.
0 votes Share Flag Fri Sep 27, 2013 Home Buying in Key West
Frank Coxx, Real Estate Pro in 28110
Frank Coxx answered:
How large a downpayment do you need for an FHA loan?
3.5% of sales price...if you are doing a HUD home it is $100 down...
0 votes Share Flag Thu Jul 23, 2015 Financing in Charlotte
Michael Cheng, Real Estate Pro in San Jose, CA
Michael Cheng answered:
when do you pay for the apprrasail on your home?
If you ordered the appraisal, they'll bill you within a week. If it was ordered by your lender, then expect to see the bill on your escrow closing statement.
0 votes Share Flag Fri Apr 5, 2013 Home Buying in Las Vegas
Ron Thomas, Real Estate Pro in Fresno, CA
Ron Thomas answered:
Extra funds for home loan that is not used
There are several loans that could do that for you, if you qualified.
The Contractor is paid out of the Escrow, and they will have special inspectors keep watch.
0 votes Share Flag Wed May 15, 2013 Home Buying in 23502
Walter 'Skip'…, Real Estate Pro in 92870
Walter 'Skip' Kersten answered:
When and how do you pay Buyer's closing costs? Do you just write a check to escrow when you get the H ...
Normally, you will give a cashier's check or wire transfer to escrow when or near the time you sign loan documents. The escrow officer will give you the exact amounts required.
Good ... more
0 votes Share Flag Tue Mar 26, 2013 Home Buying in Los Angeles County
Billie Atkin…, Real Estate Pro in Omaha, NE
Billie Atkinson answered:
Just moved to Douglas County, NE. CLosed on a new home in 2012 and was charged for the taxes 12 months prior to moving in. Is this correct?
Taxes in Douglas and Sarpy county are always 1 year behind. Info for you is provided below.

In all Nebraska Counties, the taxes on residential real estate are paid in the year follo ... more
0 votes Share Flag Sun Mar 24, 2013 Home Buying in Omaha
Wayne L. Bro…, Real Estate Pro in San Diego, CA
Wayne L. Brown answered:
Is it legal in California for a broker to be the buyer's agent and also the mortgage broker in the same transaction.?
In most cases, Yes, as long as it is disclosed. However, if you are doing an FHA loan, it is prohibited by HUD.

That said, some lenders frown on this, and as their own policy may no ... more
0 votes Share Flag Sat Mar 29, 2014 Financing in San Diego
xeeker, Home Buyer in North Royalton, OH
xeeker answered:
I'm trying to buy a HUD house. I only need the final bank approve, but having a problem with the water. ...
Also, if it matters, this was all found when the house was being de-winterized. The lines were pressure tested, and tested fine before it was winterized.
0 votes Share Flag Thu Mar 21, 2013 Home Buying in 44131
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