How Long Does It Take To Get The Title Report All Locations : Nationwide Real Estate Advice

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Sloan  Yorek, Real Estate Pro in Fort Worth, TX
Sloan Yorek answered:
I am a first time buyer with a credit score of 667 experian with 33% debt ratio recently had to buy new c ...
I'd recommend speaking with DeAnna Morgan with Benchmark, she can probably work with this... 817-944-8094 or DeAnna.Morgan@benchmark.us
0 votes Share Flag Thu Feb 6, 2014 Home Buying in 76137
Steven Ornel…, Real Estate Pro in Fremont, CA
Steven Ornellas answered:
"no fees, no points" - does that mean I'll have no out of pocket costs for the refinance, or are there oth ...
Hi Norm,

You assumption is correct. Here are a few links you might find interesting:

"Retail Banks vs. Mortgage Broker/Bankers"
http://tinyurl.com/6qln6nd
Personally, I only wo ... more
0 votes Share Flag Tue Nov 26, 2013 Financing in 94536
Jory Blake, Real Estate Pro in Norco, CA
Jory Blake answered:
How does deed in lieu work if there are two mortgages?
In California, the 1st lien-holder may/ may not accept a "deed-in-lieu of foreclosure" then liquidate the property. Ina purchase money scenario,The 2nd lien holder (Junior or subordinat ... more
0 votes Share Flag Sat Jul 18, 2015 Foreclosure in 92592
Steven Ornel…, Real Estate Pro in Fremont, CA
Steven Ornellas answered:
How does one start their search for a real estate agents and what questions to ask to distinguish a good agen ...
Hi Emiley,

I would advise you meet with at least three Realtors®; however, you should keep interviewing until you are satisfied you have found the right Realtor®; there's no r ... more
0 votes Share Flag Tue Sep 2, 2014 Home Buying in 92129
Olga Friedman,  in New York, NY
Olga Friedman answered:
What is the first step in home-buying? Should one work with a bank first or a realtor first?
Before beginning your search you should have a general idea of what kind of home you are looking for, taking into consideration your budget. You can speak to a real estate attorney who ... more
0 votes Share Flag Sun Jul 21, 2013 Home Buying in New York
Joe Van Foss…, Real Estate Pro in Fullerton, CA
Joe Van Fossen answered:
Is this another housing bubble? There's a sudden huge spike in prices from 300k to 600k in early 2013 ...
Hi Phuong,

Home prices have been steadily going up over the past several months and accelerating recently due to all of the competition on the market. The low interest rates are bri ... more
0 votes Share Flag Fri May 17, 2013 Market Conditions in Garden Grove
Melissa Reed, Real Estate Pro in Buford, GA
Melissa Reed answered:
Hello, I am interested in becoming a home buyer. I am 25 yo, I have a subpar credit score. Any advice?
We work with some great lenders who offer competitive loan programs for all credit scores. We also specialize in homes in the Buford area. Please feel free to give us a call- The Hill ... more
0 votes Share Flag Wed Jul 31, 2013 Home Buying in 30519
Kevin Sechel…, Real Estate Pro in Houston, TX
Kevin Sechelski answered:
Buy or Rent a property in Houston, Tx
Things could have changed since you have lived here. Maybe go month-to-month renting while you are searching for a place to live. This way you don't have to break a lease if you find ... more
0 votes Share Flag Mon Mar 25, 2013 Home Buying in Houston
Lynne Oliveri, Real Estate Pro in West Hartford, CT
Lynne Oliveri answered:
what is the current apr for first time home buyer looking to go chfa?
Hello Guiseppe,

To accurately give the APR for any loan product, I would need some additional information. Feel free to email me at lynne.oliveri@guaranteedrate.com and I can go voe ... more
0 votes Share Flag Tue Mar 26, 2013 Home Buying in 06111
Tommy Burris, Real Estate Pro in Baton Rouge, LA
Tommy Burris answered:
need to know if I am qualified to get loan now
How long have you been overseas? Do you maintain U.S. credit?
What will you be doing when you get back?
Will you have the same line of work lined of here?

Tom Burris
Mortgage Ban ... more
0 votes Share Flag Thu Jun 13, 2013 Home Buying in McKinney
Joe Brooks, Real Estate Pro in Albuquerque, NM
Joe Brooks answered:
I am looking to purchase a house in 87124 in about a year to 2 years. What is the best way to proceed? ...
It is never too early to start planning. 1st is to identify a trusted Realtor to work with. Next identify a lender to get prequalified or at least find out what you need to do to be p ... more
0 votes Share Flag Mon Dec 23, 2013 Home Buying in 87124
Andrew Tisel…, Real Estate Pro in clifton, NJ
Andrew Tisellano answered:
Proof needed to make an offer?
Hi

If you are making an offer to purchase, you do not need any proof to make the offer. once accepted the bank will require an appraisal. If you are buying cash then you should mak ... more
0 votes Share Flag Sun Mar 17, 2013 Home Buying in Passaic
Patricia M B…, Real Estate Pro in Cincinnatti, OH
Patricia M Baxter answered:
Are there any local lenders able to do a conventional loan with a 669, 674 and 5% down? I have been told ...
Not that I know of! Aren't you eligible for an FHA loan for sure? VA? USDA? If not you may have to look for a lease option while you fix your credit. I'll be glad to talk to you about p ... more
0 votes Share Flag Sun Apr 14, 2013 Financing in Cincinnati
Donald Mituz…, Real Estate Pro in Kaatonah, NY
Donald Mituzas answered:
What are the constraints for a buyer purchasing a Bank-owned property (not short sale or auction), compare ...
The buyer can ask for reports or do their own termite inspection as well as any other type of inspections. Problem is, if you find something the bank probably won't do much about it. Th ... more
0 votes Share Flag Sat Mar 23, 2013 Home Buying in Petaluma
Ann Ryan, Real Estate Pro in Doral, FL
Ann Ryan answered:
What are the "dangers" of buying a foreclosure property? What questions do I need to ask?
The dangers are too numerous to list, but here's a few highlights:


1) undislcosed liens
2) unpaid bills for electricity, water, taxes, etc. Even if you're not required to pay them ... more
0 votes Share Flag Mon Apr 14, 2014 Home Buying in Bradenton
Silvana Fino, Other/Just Looking in Beverly Hills, CA
Silvana Fino answered:
Bank accepts then declines approved short sale offer twice then begins foreclosu ... talking to a lawyer? ...
Amanda, when you submit for short-sale approval it must consider the second lien in the HUD-1; the primary loan does not stand alone when there is a second mortgage lien on the property ... more
0 votes Share Flag Mon Feb 11, 2013 Home Buying in Chicago
Dallas Texas, Real Estate Pro in Dallas, TN
Dallas Texas answered:
What are the differences between buying a pre-foreclosure and foreclosure?
No difference between the two(2) it both requires lender approval. Be prepared to wait both of these transactions can take months to close.

Lynn911 Dallas Realtor & Consultant, Cre ... more
0 votes Share Flag Fri Feb 8, 2013 Home Buying in San Antonio
Janet Nation,…, Real Estate Pro in Baldwin, NY
Janet Nation, CBR answered:
Does anyone have experience (good or bad) with NACA?
They are based out of NJ and provide financial assistance and guidance to first time home buyers. I can only speak from my experience but I find their process painfully slow, which can ... more
0 votes Share Flag Fri Aug 26, 2016 Home Buying in New York
Tim Moore, Real Estate Pro in Kitty Hawk, NC
Tim Moore answered:
Trying to buy a short sale house
Having the repairs made and paying for the repairs is the problem as I see it. The seller is selling short so there is no money being made on the sale by them so why would they want to ... more
0 votes Share Flag Sun Feb 3, 2013 Home Buying in Rio Rancho
Shanna Rogers, Real Estate Pro in Murrieta, CA
Shanna Rogers answered:
Whats a piece of advice you would give to a first time homebuyer?
Hi Jacedionne,

Get pre-approved for your loan (unless you're paying all cash) - so you know what properties you should look at for purchase. And, hire a Realtor to assist you - unle ... more
0 votes Share Flag Fri May 24, 2013 Home Buying in Las Vegas
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