Financing in Worcester County : Real Estate Advice

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Sarah Goulart…, Real Estate Pro in Plymouth, MA
Sarah Goulart Nathe answered:
i am 67 and paid rent for 24 years. I want to own my home and not rent. is it possible with good credit, also income.?
Of course!! Talk to a mortgage broker for sure but there are no age limitations with taking a mortgage out as far as I know.
0 votes Share Flag Mon Mar 18, 2013 Financing in Winchendon
Leo DosReis, Real Estate Pro in Worcester, MA
Leo DosReis answered:
What are the ongoing costs of a property in Worcester- Condo, townhouse & single family home. thanks
You can search your self for free at ( LeoDosReis.KWRealty.com) thank you
0 votes Share Flag Sat Jun 15, 2013 Financing in Worcester
Richard Shap…, Other/Just Looking in Framingham, MA
Richard Shapiro answered:
If I own a property in Worcester area, fully paid. May I leverage to get some cash out as a foreigner (Australian)? and whats the rate?Thanks
Cash out refinancing will be difficult if you don't have a 2 year history in the us for employment credit and residence.
0 votes Share Flag Mon Feb 13, 2012 Financing in Worcester
Richard Shap…, Other/Just Looking in Framingham, MA
Richard Shapiro answered:
We are moving from Canada on a J-1 visa, so my wife can do a post-doc at UMass. With a 20% down, would we be able to get a mortgage?
How long are you staying? It's possible but perhaps not practical depending on your planned length of stay here.
0 votes Share Flag Fri Jan 20, 2012 Financing in Worcester
Ron Thomas, Real Estate Pro in Fresno, CA
Ron Thomas answered:
who do i talk to in order to see how i pay for rent to own homes?
You will find that Lease/Option homes are few and far between:
But your local Realtor could possible find one for you.
0 votes Share Flag Tue Aug 2, 2011 Financing in 01772
Steve Boucher, Real Estate Pro in Franklin, MA
Steve Boucher answered:
Can I get pre-approved for a mortgage if my job is commission based?
Yes you can the commission but need a 2 year history of receiving these commissions in order to count it. Do you receive any base salary?
0 votes Share Flag Tue Jan 4, 2011 Financing in Worcester
Andrew Adams,  in 01915
Andrew Adams answered:
Masshousing vs Conventional mortgage in Massachusetts
Drew your NE Moves loan officer is on the money, the difference is negligible. I have prepared this quick comparison for you. http://edge.mortgagecoach.com/beta/report/edgereport.html ... more
0 votes Share Flag Mon Jan 20, 2014 Financing in Worcester
Scott A. Nel…,  in 02155
Scott A. Nelson answered:
If i pay cash for all the closing costs, should the APR and the interest rate be equal?
You should have your attorney or mortgage professional explain the differences in these rates & why they are applied the ways they are. That way you'll have the exact explanati ... more
0 votes Share Flag Mon Nov 8, 2010 Financing in 01590
Robin Silver…, Real Estate Pro in Garden City, NY
Robin Silverberg answered:
Low FICO scores and First Time Home Buyers were told we can't do anything....HELP!!!!!
I am sure that you are not going to be able to fix your credit in the short amount of time that is remaining. If you problems are late payments, there is no way to correct that other th ... more
0 votes Share Flag Mon Mar 14, 2011 Financing in Gardner
Christopher…, Real Estate Pro in Methuen, MA
Christopher Lefebvre answered:
I am a RESIDENT of the US but working here on J1 Visa - which is a temporary worker visa and not a 'green card' visa and looking for a
Hello Karadi,

I would recommend that you talk with some mortgage brokers as they would be able to tell you their specific requirements for financing. I recommend that you speak with ... more
0 votes Share Flag Mon Mar 15, 2010 Financing in Worcester
Katina Wright, Real Estate Pro in Atlanta, GA
Katina Wright answered:
What is the benefit of using a mortgage broker as opposed to shopping somewhere like bankrate?Thanks!
Greetings,
If you have shaky credit a broker will be able to 'shop' your profile with different funders. If you have good credit then what is wrong with going into a bank...maybe even ... more
0 votes Share Flag Sat Jul 4, 2009 Financing in Worcester
Sharon Koch, Real Estate Pro in Brighton, MI
Sharon Koch answered:
Is it a good idea to get pre-approved from several banks or no?
Tara,
You do not want to go to more then one person to be pre-approved because multiple credit checks will bring down your credit rating. If you want to check with a few loan officers ... more
0 votes Share Flag Wed Jun 30, 2010 Financing in Worcester
Dominique Re…,  in 93704
Dominique Ressurreicao answered:
Anyone have clients that used Amerisave for their financing?
I don't have anything negative to say about Amerisave. They give you choices on rate/fee packages. You might want to take a hard look at the fee's. I compete for business often with ... more
0 votes Share Flag Tue Feb 24, 2009 Financing in 01581
Michael Lefe…, Real Estate Pro in Westborough, MA
Michael Lefebvre answered:
I need to know what my house is worth to refinance
Chouinard=
Here are five appraisers working in your area: http://fiveappraisers.com/index.php?zid=2969&zip=01094

A single family appraisal should cost around $275-$325.

Good lu ... more
0 votes Share Flag Thu Oct 16, 2008 Financing in 01094
Andrew Adams,  in 01915
Andrew Adams answered:
How hard is it to get a Spot Approval for FHA? details below
How long has the condo association been in control?
0 votes Share Flag Mon Sep 15, 2008 Financing in Worcester, MA
Michael Giles, Real Estate Pro in Beverly, MA
Michael Giles answered:
what is Buy Worcester now?
Hi Adovdu,
Taking a quick look, it appears that this is a combonation of City,and employee insentive programs combined with the mass housing programs. My guess would be that the ma ... more
0 votes Share Flag Tue Sep 30, 2008 Financing in Worcester, MA
Lance Holtman,  in 80138
Lance Holtman answered:
I would like to know how many points your credit goes up when somthing is paid off
Depends...

It is different for every individual and different at any given point in time

It will depend on what else is in your report at a moment in time. Change one variable, t ... more
0 votes Share Flag Thu Mar 27, 2008 Financing in Gardner, MA
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