Home Buying in Wisconsin : Advice

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Mandy Fritsc…, Real Estate Pro in Wisconsin
Mandy Fritsche answered:
can I purchase a home or rent to own using the special programs through HUD and Social Security as my income ($9080/yr)?
You may want to check with your local Wells Fargo as they will finance loans under $50,000.
0 votes Share Flag Wed Jun 5, 2013 Home Buying in Kenosha
Monica Duerw…, Real Estate Pro in Muskego, WI
Monica Duerwachter answered:
Haven't signed a buyer's agent and would like other representation for our offer than the agent who showed us the home. Options?
Unfortunately, even if you do not have a Buyer's Agency Agreement with that agent that agent has procurring cause since tbey showed the house to you and "sold" it to you. ... more
0 votes Share Flag Sun Mar 31, 2013 Home Buying in Waukesha County
Liz Apuli, Real Estate Pro in Hartland, WI
Liz Apuli answered:
My husband and I are interested in putting in an offer on a Wells Fargo foreclosure.
Good Morning,
It would be best to work with a Buyer's Agent who will represent your best interests in the transaction. I am a Buyer's agent and I'd be happy to talk with you about the ... more
0 votes Share Flag Sun Mar 31, 2013 Home Buying in Waukesha County
Nan Brennan, Real Estate Pro in Appleton, WI
Nan Brennan answered:
what are the maintenance fees and or capital assessment fees on the property1822 lake largo?
Condo fees are $218 mo. If you would like me to send you the full MLS sheet feel free to send me an email.
Nan
0 votes Share Flag Sun Mar 31, 2013 Home Buying in Green Bay
Ashish Bhatia, Home Buyer in Waukesha, WI
Ashish Bhatia asked:
Flooding Concerns - Lakewood estates north? We are considering buying a home in lakewood estates north, oconomowoc. Have there been any flooding issues in that area in the past that anyone is aware of?
0 votes Share Flag Sun Mar 31, 2013 Home Buying in Oconomowoc
Don Tepper, Real Estate Pro in Fairfax, VA
Don Tepper answered:
Extremely overpriced, water stinks in that area, polluted water, no beach...
And your question is.....?

Obviously, the appeal is that it's right on the water. The listing says it needs TLC. And clearly, from the photos, it does.

With large ships using that ... more
0 votes Share Flag Thu Apr 18, 2013 Home Buying in Sturgeon Bay
Jim Vilstrup, Real Estate Pro in Wisconsin
Jim Vilstrup answered:
no homes or condos with stairs please?
Your not in Sun Prairie anymore.....Enjoy Saddle Ridge, at Swan Lake (near Portage). $59900 to $200000, no stairs. Jim Vilstrup, 608-697-3245
0 votes Share Flag Sat Mar 30, 2013 Home Buying in Sun Prairie
Mandy Fritsc…, Real Estate Pro in Wisconsin
Mandy Fritsche answered:
who has a special loan for a single disabled person under the age of 65 with a good credit score and steady income?
Hello Jerilyn: I don't know of any special loans but the regular loans that most people know about seem like they would fit. Conventional, FHA, FHA 203k rehab, USDA Rural Housing. Let ... more
0 votes Share Flag Thu Mar 28, 2013 Home Buying in Mount Pleasant
Nan Brennan, Real Estate Pro in Appleton, WI
Nan Brennan answered:
can you tell me how many 3brm 2bath ranches are for sale in the city?
Angie,
Do you mean Appleton or Menasha and in what price range?
0 votes Share Flag Thu Mar 28, 2013 Home Buying in 54952
Mandy Fritsc…, Real Estate Pro in Wisconsin
Mandy Fritsche answered:
Short sale appraisal done and another backup offer?
Last customer i had that did a B of A short Sale it took 4 months from accepted offer from seller to approval/acceptance of the short sale offer from B of A. Every file is different th ... more
0 votes Share Flag Wed Mar 27, 2013 Home Buying in Wisconsin
Geri Schierow, Real Estate Pro in Milwaukee, WI
Geri Schierow answered:
does non purchasing spouse need to have a clear CAIVRS in order for the purchasing spouse to qualify for FHA?
In order to get a correct answer, you should talk to a mortgage loan person. If you do not know one, let me know & I will direct you to a very knowledgeable one.

Geri Schierow
0 votes Share Flag Thu Jun 26, 2014 Home Buying in 53226
Kawain Payne,…, Real Estate Pro in Long Beach, CA
Kawain Payne, Realtor, Notary answered:
My wife has fair credit (about 640 and mine about 760). Am I able to apply for a mortgage without her, including not having her credit checked?
Hello,

You may apply for the loan without using your wife, if you do not need her income to qualify.

Remember the credit score is one factor in deciding on a loan approval. Other ... more
0 votes Share Flag Fri Mar 22, 2013 Home Buying in Pewaukee
Mandy Fritsc…, Real Estate Pro in Wisconsin
Mandy Fritsche answered:
Are there any banks in WI that offer special financing, non-traditional down payment options for teachers with fair credit buying a second home ?
FHA requires 3.5% down payment we go down to 580 credit score. We would have to look at your scenario to see FHA would allow you to have 2 FHA loans at 1 time. There is a few circumst ... more
0 votes Share Flag Fri Mar 22, 2013 Home Buying in 53224
Rob Wagner, Real Estate Pro in West Bend, WI
Rob Wagner answered:
loan is currently in underwriting. Today, I am offered a new job with a higher pay same line of work. Closing date is not until 4/22/13.
You shouldn't hesitate to mention it to your loan officer. Any changes in income can affect the approval process.

Don't put yourself in a situation that may lead to trouble down the ... more
0 votes Share Flag Wed Mar 20, 2013 Home Buying in Milwaukee
Bill E, Home Owner in Madison, WI
Bill E answered:
Interested in this house only. Which home is it? Please have bank contact me @ relding @ charter. com
Um, Relding....there is no house on your post. Doesn't really matter tho. this most likely just one of those RealtyTrack come-ons. There may be a house in Sun Prairie that just went ... more
0 votes Share Flag Thu Oct 10, 2013 Home Buying in 53590
Elwyn O Jarv…, Real Estate Pro in Milwaukee, WI
Elwyn O Jarvis answered:
Does anyone know of any condo facts for Newport West Condos in Milwaukee,WI?
There are a few nice units for sale in Newport West Condominiums
0 votes Share Flag Sat Mar 16, 2013 Home Buying in Timmerman West
Eric Borst, Real Estate Pro in Eau Claire, WI
Eric Borst answered:
Trouble finding home mortgage for partial Earth Berm home.
you might want to try a local lender. the secondary mortgage market might have issues with this type of home so you might have to get an in-house type of mortgage. it will more than lik ... more
0 votes Share Flag Sun Jun 9, 2013 Home Buying in 54703
Frank Schmidt, Real Estate Pro in Braselton, GA
Frank Schmidt answered:
Are any banks still doing interest only loans?
Sorry, that is gone with the wind. If you need a good lender, let me know & I will connect you!
262-853-7397
0 votes Share Flag Wed Mar 13, 2013 Home Buying in 53051
Joseph Roraff, Real Estate Pro in Onalaska, WI
Joseph Roraff answered:
I am looking for an investor to help me purchase a home!
Hi Terri,
I know of a few investors. I will check if they would be interested. I would also recommend maybe putting a cragslist ad out there. That usually attracts some investors.
0 votes Share Flag Wed Aug 13, 2014 Home Buying in La Crosse
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