Financing in Williamsburg : Advice

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John R Beave…, Real Estate Pro in Portsmouth, VA
John R Beavers answered:
I Live in NJ, but have a home in Alabama that is rented and has been for the last 2 years. I have a FHA loan on that home. Can I get a mortgage in NJ?
This again is a question that is best answered by a local loan consultant. Call your bank and ask for the loan officer and have them give you your options for NJ.
0 votes Share Flag Sat Mar 23, 2013 Financing in 23188
Jim Mellen, Real Estate Pro in Williamsburg, VA
Jim Mellen answered:
Is there a way to find out how long the USDA processing time currently is or what day they are currently working on in Virginia?
Depending on the lender involved USDA may add 2-4 weeks to the process. Typically two weeks is enough time if the lender has their duck in a row. But you have to start with knowing the ... more
0 votes Share Flag Wed Jan 9, 2013 Financing in 23185
Anna M Brocco, Real Estate Pro in Williston Park, NY
Anna M Brocco answered:
Is it possible to get a mortgage with less than 20% down?
FHA loans require 3.5%--visit with any loan officer to determine qualification....
0 votes Share Flag Tue Apr 10, 2012 Financing in 23188
Marty S,  in Irvine, CA
Marty S answered:
What will it cost to refi our construction loan?
It would REALLY be to your benefit to refinance it.

I would speak with a mortgage broker and see what your options are, as the bank may not want to refinance it since they already ha ... more
0 votes Share Flag Thu Jan 22, 2009 Financing in 23188
Kelly Gidzin…, Real Estate Pro in Philadelphia, PA
Kelly Gidzinski answered:
A complex financing issue, self employed when getting a loan
If your income and/or self employment is an issue with any potential lender for a standard loan, you could look into loan products that do not verify your income. However when doing thi ... more
0 votes Share Flag Mon Apr 7, 2008 Financing in Williamsburg, VA
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