Home Buying in West Rogers Park : Advice

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Philip Sencer, Real Estate Pro in Chicago, IL
Philip Sencer answered:
As a graduating medical student with 160,000 in loans, will I be eligible for a mortgage?
My web site has some lender references. Give them a call ans see. There is no charge for speaking with them.
0 votes Share Flag Thu May 16, 2013 Home Buying in West Rogers Park
Philip Sencer, Real Estate Pro in Chicago, IL
Philip Sencer answered:
2150 West Devon Avenue #5W, Chicago IL 60659. Right time to buy this property?
You need to do some homework on the HOA as it is unclear if they allow rentals or if the commercial units are part of the association or if you can get financing in the building. If you ... more
0 votes Share Flag Thu May 16, 2013 Home Buying in West Rogers Park
Bill J Delig…, Real Estate Pro in Chicago, IL
Bill J Deligiannis answered:
Loan approval to buy a 3bedroom townhome. When one is self employed (cab driver)?
Yes you can be approved.

Your lender will verify your reported income (last 2 tax returns + YTD P&L statement), credit scores, assets and amount of down payment.

If the numbers ma ... more
0 votes Share Flag Tue Oct 8, 2013 Home Buying in West Rogers Park
Joe Finnerty, Real Estate Pro in Bethlehem, PA
Joe Finnerty answered:
Is it typical for the seller's side to be nonresponsive when the appraisal is lower than the offer price in hopes that we terminate the contract?
Hi Roger,

Did your agent pull SOLD comps before you made the offer? An appraiser will only use sold comparable properties since the price on available properties means nothing. A sel ... more
0 votes Share Flag Tue Oct 8, 2013 Home Buying in West Rogers Park
John Walin, Real Estate Pro in Libertyville, IL
John Walin answered:
Is it typical for the seller's side to be nonresponsive when the appraisal is lower than the offer price in hopes that we terminate the contract?
"Roger"
What I have here is not legal advice, I am surprised your agent and attorney cannot address this concern. The ball is in your court as a buyer until the mortgage con ... more
0 votes Share Flag Thu Feb 17, 2011 Home Buying in West Rogers Park
Anna Brocco, Real Estate Pro in Nassau County, NY
Anna Brocco answered:
Who own this property and who is the contact person to find out if a apartment is available for rent?
Since no link is visible and no address given, you may wish to ask your question again--in the meantime any local agent(s) can help you, contact any realty office(s) and inquire--or to ... more
0 votes Share Flag Thu May 16, 2013 Home Buying in West Rogers Park
Cherrie Cata…, Real Estate Pro in Chicago, IL
Cherrie Catama-Smith answered:
Is there a way to bid on a foreclosed home that has reportedly already received an 'acceptable' bid?
I would not waste my time. There are so many properties available out there. Bank owned properties can recieve 30 offers within a day of going on the market. Once they accept a bid, t ... more
0 votes Share Flag Fri May 17, 2013 Home Buying in West Rogers Park
Voices Member,  in
Voices Member answered:
We want to make an offer on a new construction condo in West Ridge. The asking price is $290K. It does not
Hi New Buyer, if you are working with a realtor I would certainly review recent closing prices on comp properties to solidify your intitial offer price. Certainly everything is negotia ... more
0 votes Share Flag Thu May 16, 2013 Home Buying in West Rogers Park
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