Financing in Virginia : Advice

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Amie Conteh, Real Estate Pro in Virginia
Amie Conteh answered:
Closing set for 04-26, conv loan for 2 parcel lots with home(owner selling together only access is through 1st lot, different addresses).
I would suggest talk with your realtor and ask them for a connection to other lenders that may be able to assist you better or just getting a second opinion.
0 votes Share Flag Mon Jun 9, 2014 Financing in Manassas
Robert Thomp…, Real Estate Pro in Portsmouth, VA
Robert Thompson answered:
After a deed in lieu i will be eligible to buy again in Nov 2013. Are there rent to own programs in case i still dont qualify?
Yes there are. I do not recomend rent to own programs. Please give me a call at 757-403-5401. Thanks Bob
0 votes Share Flag Thu Apr 11, 2013 Financing in Chesapeake
Brolan Real…, Real Estate Pro in 23451
Brolan Real Estate answered:
Looking for Condotel financing
Brian,
I know this question was asked in April but the only lenders in this area that may entertain that type of property is Bank of America and or Wells Fargo. You can check there if ... more
0 votes Share Flag Thu Jan 9, 2014 Financing in Virginia Beach
Alison Hillm…, Other/Just Looking in San Francisco, CA
Alison Hillman answered:
Looking for rent to own or lease to purchase opition? In richmond,va?
Hi there-

I would recommend working with an agent: http://www.trulia.com/voices/directory/Chippenham_Forest-agent--86734

Hope this helps,
Ali, Community Manager
0 votes Share Flag Fri Apr 5, 2013 Financing in Chippenham Forest
Faiza Alvi, Real Estate Pro in Woodbridge, VA
Faiza Alvi answered:
Not on credit report
Samuel:

Some of my clients have bought homes after the 3rd anniversary of their foreclosure, however each situation may vary. I can get you connected with one of the finest lenders i ... more
0 votes Share Flag Wed Mar 27, 2013 Financing in 22193
Alison Hillm…, Other/Just Looking in San Francisco, CA
Alison Hillman answered:
Looking for private mortgage lender for Condo...
Hey there-

You can get started on your hunt here on Trulia: http://www.trulia.com/voices/directory/23059-mortgage_broker_or_lender--49050

Hope this helps,
Ali, Community manager
0 votes Share Flag Fri Apr 5, 2013 Financing in 23059
John R Beave…, Real Estate Pro in 23692
John R Beavers answered:
I Live in NJ, but have a home in Alabama that is rented and has been for the last 2 years. I have a FHA loan on that home. Can I get a mortgage in NJ?
This again is a question that is best answered by a local loan consultant. Call your bank and ask for the loan officer and have them give you your options for NJ.
0 votes Share Flag Sat Mar 23, 2013 Financing in 23188
Nelene Gibbs, Real Estate Pro in Virginia Beach, VA
Nelene Gibbs answered:
Looking to purchase a 2 to 3 bedroom townhome in the greenbriar section of chesapeake for about $60000-80000. Doable.
Unfortunately, I do not believe you will be able to find anything in the Greenbrier area for $60,000 - 80,000. You may find something for 125 - 150. I would be happy to assist you in ... more
0 votes Share Flag Thu Apr 11, 2013 Financing in Chesapeake
Drew Hitt, Real Estate Pro in Virginia Beach, VA
Drew Hitt answered:
I WANT TO RENT TO OWN A HOME,IN VIRGINIA BEACH AREA MUST NEAR OCEAN.,WITH 0 DOWN.,IF INTERESTED PLEASE EMAIL ME OR I AM ON FACE BOOK...Ruth E. Walker.
With a rent to own you should expect to put down 2 - 6% of the purchase price of the house up front. If you find a rent to own with no money down ($0) I'd be concerned its a scam.

R ... more
0 votes Share Flag Thu Feb 28, 2013 Financing in Virginia Beach
Tony Brula, Real Estate Pro in Manassas, VA
Tony Brula answered:
Refinance or not ?
I would be more than happy to talk with you about your situation. My name is Tony Brula and I work for Access National Mortgage, a Direct Lender and Division of Access National Bank. ... more
0 votes Share Flag Fri Feb 22, 2013 Financing in Gainesville
George Raymo…, Real Estate Pro in Chino Hills, CA
George Raymondo answered:
Ok mortgage people we have seen rates bounce off the bottom, Do you think they will continue to inch up or stay low.
As long as the Stock Market continues to hold or inch up the answer is most likely. In my opinion, we should be heading for a sell off, but it over due that's for sure. Until the Stock ... more
0 votes Share Flag Thu Feb 14, 2013 Financing in Virginia Beach
Elliott R. O…, Real Estate Pro in Falls Church, VA
Elliott R. Oliva answered:
Mother and sister are disabled.I take care of them. My mom heard of home financing program for people who are disable.Anybody know about it in NoVa?
If you could tell me what area(s) you are looking to buy in I can put together some detailed information as to what loan programs are available. There are 2 or 3 no money down programs ... more
0 votes Share Flag Sat Feb 9, 2013 Financing in Sterling
bala.zawd, Both Buyer and Seller in Sterling, VA
bala.zawd asked:
0 votes Share Flag Fri Feb 1, 2013 Financing in 20165
Tim Moore, Real Estate Pro in Nags Head, NC
Tim Moore answered:
which bank accept less than 2 year working experience?
They will want to know what you were doing prior to working 16 months. School would be a good answer.
0 votes Share Flag Wed Jan 30, 2013 Financing in Chantilly
chriskane5, Home Buyer in Alexandria, VA
chriskane5 asked:
my credit stinks, my wifes also. our dilemma is we lost our home 2 years ago, we are looking to get into a bank foreclosed home selling at 64,000. is it possible to get financing from anyone with only 1000 down?
please help,,,,,
0 votes Share Flag Mon Jan 28, 2013 Financing in Virginia
Cathy Broadw…, Real Estate Pro in Rocky Mount, VA
Cathy Broadwell Pearce answered:
So far my middle score is 607 my question is can i still use my Washington housing cert for the home purchase
If your lender is a National Lender it is possible but I think the minimum limit is 620. If you would like to contact me I can give you a Va. lender to ask questions of. 540-493-3991 ... more
0 votes Share Flag Thu May 16, 2013 Financing in 24151
John R Beave…, Real Estate Pro in 23692
John R Beavers answered:
can fees be split between buyer and seller?
Absolutely. I always try to get the seller to contribute sufficient money to cover most, if not all, of the buyers costs.. This is part of the negotiation process that I do for my clien ... more
0 votes Share Flag Thu Jan 31, 2013 Financing in 23661
Julie Gray-R…, Real Estate Pro in 22182
Julie Gray-Roller answered:
Refinance with cash-out; If I have home which is fully paid for. If I want to use the equity in the house. What is the max % that I could take out ?
I assume you plan to purchase another property when you cash out? Since this is an investment property and is fully paid that is for you can take out as much as you wish. The condomi ... more
0 votes Share Flag Sat Jan 12, 2013 Financing in 20148
Sonal Goda, Real Estate Pro in 20190
Sonal Goda answered:
Investment Condo -- Condo Questionnaire -- Condo docs does not specify Number of units reported as Investor/rentals ?
Hi JD - you can call the condo association and ask them if they are legally allowed to interpret that question differently. Also, I know of a bank that has a portfolio product where th ... more
0 votes Share Flag Sat Jan 12, 2013 Financing in 20148
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