Financing in Ventura : Advice

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tim moore, Real Estate Pro in Nags Head, NC
tim moore answered:
Multiple pre approvals
Your community does not use a certain lender? There must be more to the story.

All pre-approvals do not "have" to have a credit check run. Some pre-approvals can be done on the phon ... more
0 votes Share Flag Thu Feb 21, 2013 Financing in Ventura
Gregorio Den…, Real Estate Pro in San Diego, CA
Gregorio Denny answered:
With bad credit what type of place is it easiest to get a home loan? Would it be a bank, credit union, or what. Thanks
You would need to define "bad." Also, all "bad" credit is not created equally. Some people have low credit scores due to things like medical collections but are still creditworthy. Ther ... more
0 votes Share Flag Wed May 2, 2012 Financing in Ventura
Barry Shapiro, Real Estate Pro in Camarillo, CA
Barry Shapiro answered:
Any suggestions for a lender to finance a homepath loan 2 years after foreclosure. All criteria met. But don't know what bank will do the loan.
Can this be true? Yes, but only with Fannie Mae HomePath homes that qualify for Fannie Mae’s HomePath financing. Fannie Mae is the largest purchaser of mortgages in the U.S. and ... more
0 votes Share Flag Fri Apr 26, 2013 Financing in Ventura
Shawn Sidhu, Real Estate Pro in San Jose, CA
Shawn Sidhu answered:
One more Question to mortgage brokers or loan officers in S. California
That is incorrect it doesn't take longer for a mortgage broker to do a purchase loan. Typically, a mortgage broker can offer a competitive rate since they have wholesale relationsh ... more
0 votes Share Flag Sat Feb 5, 2011 Financing in Ventura
Don Maher, Real Estate Pro in Los Angeles, CA
Don Maher answered:
Question to mortgage brokers or loan officers in S. California
Hi
Date started
Job title
And are you still employed

That's it
0 votes Share Flag Thu Feb 3, 2011 Financing in Ventura
Fred Glick, Real Estate Pro in Los Angeles, CA
Fred Glick answered:
how to get pre- approval letters from several different lenders without lowering credit scores?
Just get one. I am sure you will be getting a loan that is sold to Fannie Mae or Freddie Mac, so go to a mortgage broker (yes, I am one :) ) that will give you the raw Fannie Mae DO or ... more
0 votes Share Flag Wed Dec 29, 2010 Financing in Ventura
Linda Lorenzo…, Real Estate Pro in 75002
Linda Lorenzo - (214) 578-3131 answered:
We own a 1br condo (owe $180k;. value $120k) and want to start a family and need a bigger place. Renting it out will cover half the mortgage.Now what?
I think the answer is obvious, you need to stay put. Another option would be to contact your lender and see if you are eligible for a loan modification. Here is a link for details: ht ... more
0 votes Share Flag Sun Jul 31, 2011 Financing in 93003
Barry Shapiro, Real Estate Pro in Camarillo, CA
Barry Shapiro answered:
ventura county rural area are there usda zero down options available for financing
Hello again Gayle,

This is an excellent question.

The USDA Guaranteed Home Mortgage Loans are the most common type of USDA Loan in California and allow for higher income limits an ... more
0 votes Share Flag Fri Feb 19, 2010 Financing in Ventura
Kyle, Real Estate Pro in Scottsdale, AZ
Kyle answered:
Looking to refinance to a lower interest rate and seeing if there are options available...
What is your home worth approx and what is your currect loan rates? I would need to know that to give you a quote....
0 votes Share Flag Mon Aug 31, 2009 Financing in Ventura
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