If you are not comfortable with lender to the point that you feel all costs have not been disclosed, or are too high or that you may be ripped off.... move on and don't work with that lender. Verbal quotes are often inaccurrate and the terminology of fees can vary by lender as well.
The Good Faith Estimate that is provided with application has fees broken out by the lender and others that have little or no room for variance. If you know the sales price of the property it sounds like you are at the stage to make an application. Home buying in PA with best rates, costs and service is my specialty. Those attributes are what have kept me in this business for 16 years. Contact me direct on my cell 412 726 1654 if you need to move forward.
401 Danor Court asking is $244,900 it is the only listing in Chesterbrook right now that fits you request. over 1,700 squuare feet and under $275,000. Has a garage. on the market 151 days. In the past 6 months 7 homes have sold under $275,000 with this much sq footage. Sold prices were 95% of asking. Closing cost: Depending on how you finance the property. FHA you can get up to 6% back for your closing cost.... more