Financing in Torrance : Advice

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Cindy Davis, Real Estate Pro in San Diego, CA
Cindy Davis answered:
Can someone below 55 buy a mobile home in a park for 55 ? Can we rent it and live in it becoz we are the seniors who are in need but cant afford.?
As long as one of you is 55+, you should be able to buy it and do as you wish with it subject tot he community restrictions....
0 votes Share Flag Sat Feb 16, 2013 Financing in Torrance
C. Lee Miller…, Real Estate Pro in Rancho Palos Verdes,...
C. Lee Miller ( 877 ) 645-4110 answered:
we are on ssi can we buy a cheap mobile home with low monthly payment?
Good morning Isabel,

As Sheryl has stated, you might be able to qualify for a mortgage, but the absolute fact is you need to discuss your situation specifics with a qualified loan ... more
0 votes Share Flag Wed Feb 13, 2013 Financing in Torrance
Gregorio Den…, Real Estate Pro in San Diego, CA
Gregorio Denny answered:
What a good rate for on cash out refinance loan?
Rates are specific to each person's situation and requires investigation. While you can find rates posted online, you have to know that it is impossible to post rates for every sc ... more
0 votes Share Flag Sun May 29, 2011 Financing in Torrance
Dan Tabit, Real Estate Pro in 98074
Dan Tabit answered:
Can someone explain to me the difference between the rate and apr?
Bart,
The rate is the number used to calculate payments on a set balance. The APR is the total cost adding in the upfront loan costs on top of the total interest paid over the length ... more
0 votes Share Flag Thu May 26, 2011 Financing in 90501
Adrian Hunti…, Real Estate Pro in 94110
Adrian Huntington answered:
When should I wire the money to escrow?
You need to wire the money to escrow tomorrow morning. Fannie Mae will sign the documents. I sell Fannnie Mae homes and they will sign your docs in order to close by 25th. What are you ... more
0 votes Share Flag Thu Feb 24, 2011 Financing in Torrance
Gregorio Den…, Real Estate Pro in San Diego, CA
Gregorio Denny answered:
Closing cost and Lender fees?
Yes; by selecting a higher than par rate, all your fees can be included.
0 votes Share Flag Sat Dec 11, 2010 Financing in 90501
Dominique Re…, Real Estate Pro in 93704
Dominique Ressurreicao answered:
how do I find a lender who does mortgages for co-operative housing in Los Angeles?
Hello,

I might be able to help you. I would like to talk with you whenever you have a chance.

Thank You,

Dominique Ressurreicao
American Pacific Mortgage
559-892-6812
0 votes Share Flag Tue May 22, 2012 Financing in Torrance
Scott Godzyk, Real Estate Pro in 03109
Scott Godzyk answered:
Question on how lenders determine who's eligible and who is not for a modified loan.
your credit score is not affected, they can modify it in a couple of different ways. if you are behind they can take say the 2 months you are behind and add it to the balance or they ca ... more
0 votes Share Flag Sun Nov 2, 2008 Financing in Torrance
NonRealtor, Other/Just Looking in 23456
NonRealtor answered:
We bought our home for 575K -market value now 500K.
Right now, you're probably thinking "We should have rented", right? Sol means "sun" in spanish. It means something else for your situation. Maybe ask your neighbors what they are doi ... more
0 votes Share Flag Sun Nov 2, 2008 Financing in Torrance
Chandra, Other/Just Looking in Whittier, CA
Chandra asked:
Who can I contact at hte HOA association for a Harbor Ridge condo other that Debbier porter for CC&R's.? --
This question is about this property: http://www.trulia.com/property/36222593-22336-Harbor-Ridge-Ln-Torrance-CA-90502
0 votes Share Flag Thu Oct 2, 2008 Financing in 90502
Dyanna, Real Estate Pro in California
Dyanna answered:
I'm trying to determine if it's better to get funding for a mortage from a bank or a mortgage broker.
I have nothing against mortgage broker, I use them all of the time, but you might be better off going with a direct lender. You have good credit, 25% down and stable as far as employmen ... more
0 votes Share Flag Sun Nov 2, 2008 Financing in Torrance, CA
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