If you have good credit, several of the local banks will. I would try Alliance, Kaw Valley, Capital City. They will probably want 30% down for an investment loan, unfortunately. If you are solid solid solid and have plenty of assets, I would talk with Mark Ault at Alliance Bank. He'll look at the whole picture rather than try and fit you into a mold. Hope this helps.... more
This can depend on who your lender is and whatever is going to be figured out through the mess of things going on right now involving foreclosure proceedings. Your only way to be certain is to contact an attorney, or the lender. Some lenders are even unaware at this point.... more
If you plan on staying in your home, I would suggest contacting your mortgage holder and see if they can modify your loan. You may want to ask them about the Making Home Affordable program. They will basically alter the terms of your mortgage to where the payment will be affordable.
If you do not plan on staying in your home, you may look the option of selling your home with a short sale. This basically means the bank will agree to a lesser payoff than what is currently owed on your home so you are able to sell your home at the current market price.