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Alan May, Real Estate Pro in Evanston, IL
Alan May answered:
When working with a buyer's agent,why is it that she had to call ahead to ask permission for me to attend an open house without her being?
She doesn't really need to call ahead for a public open house.

If it's a broker's open house, then she is doing the right thing by making sure that your attendance is ... more
0 votes Share Flag Mon May 2, 2011 Home Buying in Toledo
Anna Brocco, Real Estate Pro in Nassau County, NY
Anna Brocco answered:
Can I get financed for a mortgage with a credit score of 420? I filed bankruptcy in 2006 and I'm having issues with getting previous lenders
Have you disputed the negatives directly with the credit bureaus, if not try, see links below..
http://www.equifax.com/home/en_us
http://www.experian.com/
http://www.transunion.com/
... more
0 votes Share Flag Thu Apr 21, 2011 Financing in Toledo
Chad Boyers, Real Estate Pro in Toledo, OH
Chad Boyers answered:
we are trying 2 sell our first home now. if and when we buy a second home will we get any breaks? also does our down payment increase from our 1 home
I am not aware of any specific incentives or "breaks" for second time buyers right now. There may be some specific loan programs that you could qualify for, depending on your ... more
0 votes Share Flag Wed Apr 20, 2011 Home Buying in Toledo
Anna Brocco, Real Estate Pro in Nassau County, NY
Anna Brocco answered:
i have bad credit but i have worked at the same place for 10 yrs and i have lived in the same place for 7 years am i able to get a loan for a house in
Much will depend on just how bad your credit is, your overall finances and debt, etc.; therefore consider visiting with any qualified loan officer, after reviewing your information, a d ... more
0 votes Share Flag Thu Dec 4, 2014 Financing in 43623
Brad Plocek, Real Estate Pro in Toledo, OH
Brad Plocek answered:
I am married...thinking about selling my home. i purchased it by myself 14 yrs before I married my husband. Does my he have to sign off on anything?
Yes, he would have to sign off at closing, he has dower rights to the property, even though you purchased it prior to getting married.
0 votes Share Flag Thu Dec 4, 2014 Home Selling in Toledo
Andrea5783, Home Buyer in Toledo, OH
Andrea5783 answered:
I am applying for a VA loan but the VA wants to do an appraisal first. What specifics are they looking for?
I also don't understand why an appraiser is determining whether or not we get the loan. Wouldn't an inspector be the one to go through?
0 votes Share Flag Sun Aug 29, 2010 Home Buying in Toledo
Scott Godzyk, Real Estate Pro in 03109
Scott Godzyk answered:
Since my expired listing everyone wants to sell my home, doesnt' everyone profit regardless of the listing agent? Need advice and want a quick
Even though every agent in the MLS has access to your house through the MLS, they may not even know it exists with the shear amount of homes in the MLS. Most agents get their potential ... more
0 votes Share Flag Thu Dec 4, 2014 Home Selling in Toledo
Doc & Ellen…, Real Estate Pro in San Antonio, TX
Doc & Ellen Stephens answered:
If I get PREQUALIFIED and ACCEPTED by the bank on FORECLOSURE and I decided to change LENDER and NOT use the REO Bank, can they still DENY my OFFER?
Hi, Jane,

Some REO lenders want potential Buyers to get pre-qualified with them to verify that they are real Buyers and not scammers. It isn't very hard to fake a pre-approval ... more
0 votes Share Flag Tue Aug 10, 2010 Foreclosure in 43620
Chad Boyers, Real Estate Pro in Toledo, OH
Chad Boyers answered:
I am looking for a 3 bedroom rental in the old west end We have outgrown our house.I am an excellent tenant with repair skills, We love this area
I did not see anything for rent in the MLS, but there are some homes/apts available on Craigslist.

http://toledo.craigslist.org/search/apa?query=old+west+end&srchType=A&bedr ... more
0 votes Share Flag Wed Jul 14, 2010 Rent vs Buy in Old West End
Don Tepper, Real Estate Pro in Fairfax, VA
Don Tepper answered:
There is a house listed for sale that my wife and I are interested in. There is a foreclosure case filed against it, however it has not actually
You ask an excellent question. And congratulations--seriously--on understanding the different purposes of appraisals.

A local Realtor familiar with the foreclosure process in Toledo ... more
0 votes Share Flag Wed Jun 23, 2010 Home Buying in Toledo
James Gordon…, Real Estate Pro in Hamilton, OH
James Gordon ABR SFR SRS answered:
My wife and I are looking at a house that is currently listed at $119,900. It is currently in the foreclosure process, though it won't actually
Sean go to the auction and bid the appraised amount and you will not go anywhere. The lender has to bid up to the judgement amount. Telbs site is weak on the information that they give ... more
0 votes Share Flag Tue Jun 22, 2010 Home Buying in Toledo
David Barr, Real Estate Pro in Venice, FL
David Barr answered:
Listing Agents Responsibilities? What exactly should I expect from my Listing agent? I have a 6 mos contract but it seems they've done nothing.
I'd fire your agent if you are not satisfied. Submit a written request to terminate your listing agreement to your agent.

When you hire a new agent, you should specifically ask ... more
0 votes Share Flag Mon Jan 3, 2011 Home Selling in Toledo
Chad Boyers, Real Estate Pro in Toledo, OH
Chad Boyers answered:
what is a reasonable price to have "Owens Cornings" Architectural designer shingles installed on a house that is 2100 sq.ft?
Candy,

I don't personally have an answer for you, but here is what I would recommend. Try to get some recommendations of reputable roofers from some of your friends and acquai ... more
0 votes Share Flag Tue Apr 27, 2010 Remodel & Renovate in Toledo
Jody Zink, Real Estate Pro in Toledo, OH
Jody Zink answered:
What lender will give a medical resident a loan with only have a contract from the workplace instead of a pay stub?
I work with medical residents. One of my clients is dealing with this same issue. He is going through Huntington using a loan specific for new doctors with zero down. Email me and I c ... more
0 votes Share Flag Tue Mar 23, 2010 Home Buying in Toledo
Anna Brocco, Real Estate Pro in Nassau County, NY
Anna Brocco answered:
Is there any chance my backup offer will be accepted?
Good question--however, your guess is as good as everyone else's--what is your agent advising, he/she is your best source of information--foreclosures do take some time- -keep in m ... more
0 votes Share Flag Tue May 26, 2015 Foreclosure in 43610
Pat & Steve…, Real Estate Pro in Westlake, OH
Pat & Steve Pribisko answered:
I was turn down for a loan last year because I was told I already had 4 mortgage loans. I had 3 houses with a 1st mortgage and a house with a second.
Fannie & Freddie make their own regulations. They decide which loans they will purchase from lenders. They made the rule regarding the number of mortgages a borrower can have for i ... more
0 votes Share Flag Sun Jan 10, 2010 Financing in Toledo
Keane Ng, Real Estate Pro in Seattle, WA
Keane Ng answered:
If my rental property is under our buisness LLC will I lose my personal home?
Is the title and the loan under the business name? Is the rental property loan personally guaranteed by you or only the business?
0 votes Share Flag Wed Jan 6, 2010 Foreclosure in Toledo
Al Akerman, Real Estate Pro in New Jersey
Al Akerman answered:
I am going back on payroll for a different job next week. I found a house that i am really interested in. Is there any hope for me getting a loan?
If you have a two year history of emplyoment-especially if it is in the same line as your new job-then you should have no problem in regards to your job history, as long as there is a s ... more
0 votes Share Flag Tue Mar 18, 2014 Financing in Toledo
Chris Hall, Real Estate Pro in ,
Chris Hall answered:
Is it anyway to talk directly with a bank about buying a home that they just bought from an auction , before it goes to a listing agent?
Try to put yourself in the shoes of an Asset manager at any large bank. They simply do not have the time to talk to each and every potential buyer of a property in their inventory. They ... more
0 votes Share Flag Tue Dec 8, 2009 Home Buying in 43607
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