Financing in Tijeras : Advice

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David Staffo…, Real Estate Pro in Albuquerque, NM
David Stafford answered:
I have a fico score of 632 I make 35000. a year and I am 18 months out of a bankruptcy with a debt to credit ratio of 58credit/42 debt can I apply for
You can, and you come close for an FHA (your only viable option), but you need to be under 41% debt INCLUDING new total house payment. You might want to pay off a few small debts to re ... more
0 votes Share Flag Sat Apr 24, 2010 Financing in Tijeras
Carl Henker, Real Estate Pro in 95928
Carl Henker answered:
What are my options for financing with a credit score of 632 & husbands of approx. 701? Can 10% down be an option with banks?
Your only option will be FHA due to credit scores. With a conventional loan PMI is unavailable as 720 FICO scores are needed. Check on the maximum FHA for your area. Most banks have ... more
0 votes Share Flag Tue Mar 9, 2010 Financing in Tijeras
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