Home Buying in Terre Haute : Advice

change location

cancel or

Activity

18
Tony Grech, Real Estate Pro in Michigan
Tony Grech answered:
how long do you have to wait before you can get approved for a home loan after bankruptcy and its all over with?
With an FHA loan, it's normally 2 years after the date of discharge on a Chapter 7. It could be as soon as 1 year if extenuating circumstances caused the BK, such as death of a coborrow ... more
0 votes Share Flag Thu Apr 4, 2013 Home Buying in Terre Haute
Oscar Sison, Real Estate Pro in Terre Haute, IN
Oscar Sison answered:
I m looking for housing with "mother-in-law" addition or 2nd dwelling. how is this designated in Trulia or real estate listings?
I have 8256 Cherokee Street. It has 4 bedroom, 3 bath, 3 car garage. The motther in law suite is connected to the main house but also has separate entrance and separate utility meters. ... more
0 votes Share Flag Sun Feb 17, 2013 Home Buying in Terre Haute
Angela Davis…, Real Estate Pro in Terre Haute, IN
Angela Davis Burch-C.B.R. answered:
Do you do contract sales?
Most sellers do not have the ability to sell there home on contract due to a clause in their Mtg. that the bank includes, its usual for sellers to have to sell the home out right so the ... more
0 votes Share Flag Thu May 30, 2013 Home Buying in Terre Haute
Tim Moore, Real Estate Pro in Nags Head, NC
Tim Moore answered:
if i short sale my home will i be able to get another mortgage loan for a less expensive home i can afford
NO, not any time soon. The good news is Indiana is a non-recourse state which means the bank can not come after you for money they lost on the short sale of your home. But the fact it i ... more
0 votes Share Flag Sun Mar 3, 2013 Home Buying in Terre Haute
jbcin812, Both Buyer and Seller in Terre Haute, IN
jbcin812 answered:
Looking for someone to do a home inspection in the Terre Haute/Brazil Indiana area. Anyone have any referrals for that area? Thank you.
Julie,
Suggest Ater Home Inspection, Gary Ater (812)208-2636. Solid work, fair price, fast and complete results. Good Luck, Joe
0 votes Share Flag Thu May 30, 2013 Home Buying in Terre Haute
Juan Carlos…, Real Estate Pro in Bloomington, IN
Juan Carlos Carrasquel answered:
First time home buyer
I recommend you talk to your local bank (State Bank or Credit Union, etc). They might be able to approved an in-house loan for you. You will need 20% down payment in most cases
0 votes Share Flag Thu Nov 15, 2012 Home Buying in Terre Haute
David Mennen, Real Estate Pro in Indiana
David Mennen answered:
I am eligible for a VA loan and I am about to change jobs. How long will I have to wait to make a purchase?
Mandy - It depends.... will the new job have a probationary period with it? With some lenders this will make a difference..... I am a mortgage broker who works in the state of Indian ... more
0 votes Share Flag Mon Mar 19, 2012 Home Buying in 47805
Ron Thomas, Real Estate Pro in Fresno, CA
Ron Thomas answered:
After being pre-approved for over $110,000 , we were just denied the loan for a 107,000 house
Did they give you a REASON?
They have to give you a reason,
something that you could do something about.

You would seem to have three choices;
Change your OFFER to $107,
Find a $ ... more
0 votes Share Flag Wed Dec 7, 2011 Home Buying in Terre Haute
Dan Tabit, Real Estate Pro in Sammamish, WA
Dan Tabit answered:
What is the minimum credit score required for an FHA loan? And how damaging are collection accounts on my report when applying for a mortgage?
ashleesue,
For many lenders 640 may be the lowest score FHA loan, but Wells Fargo is considering much lower scores through their branches.
Credit approval is only partly based on y ... more
0 votes Share Flag Wed Oct 16, 2013 Home Buying in 47802
Scott Butcher, Real Estate Pro in Austin, TX
Scott Butcher answered:
I have a credit score of 572 and was wondering about a USDA loan. Is that something that would be possible?
USDA doesn't set a floor on the minimum credit score they will accept; however, many lenders do typically have a floor of a 620 FICO score, although I have heard of one or two lend ... more
0 votes Share Flag Mon Jun 13, 2011 Home Buying in Terre Haute
Laura Musall, Real Estate Pro in Fishers, IN
Laura Musall answered:
when buying a home, what does it mean when the taxable value is almost triple what you'd be buying the home for.?
The appraised value of the house done by the county assessor's office is to determine the amount of taxes owed. While Indiana has tried to move to a system where the assessed value ... more
0 votes Share Flag Thu Mar 3, 2011 Home Buying in Terre Haute
Joe Shoemaker, Real Estate Pro in 46203
Joe Shoemaker answered:
I'm looking at buying a home that was built in the 1920's. A contractor and his company has totally flipped the house aside from the roof.
This is my opinion and not meant as legal advice or any kind of agency duty:

If you can't afford to replace the roof after closing out of your own funds, and if it needs to be r ... more
0 votes Share Flag Wed Jul 7, 2010 Home Buying in Terre Haute
Katina Wright, Real Estate Pro in 30310
Katina Wright answered:
My grandparents are getting ready to pass, and are wanting to leave their house to my husband and I. We are
Greetings,
Your questions are relative to estate planning and unless someone steps forward with some matter of fact expertise you need to talk to an attorney.

Why would you not tran ... more
0 votes Share Flag Tue Jul 21, 2009 Home Buying in Terre Haute
Erik Armstro…, Real Estate Pro in 47802
Erik Armstrong answered:
Looking for multi-family buildings/complexes, at least 10 units and motivated sellers
Currently in our MLS there are 50 multi-family properties in Vigo county. For a complete list just send me an email to erikarmstrong_80@hotmail.com and I will provide you a hyperlink to ... more
0 votes Share Flag Mon Mar 30, 2009 Home Buying in Terre Haute
Jody Jones, Real Estate Pro in Elkhart, IN
Jody Jones answered:
Where can I find a home on contract in Terre Haute IN?
I am assuming you mean a land contract or contract for deed? If so, you might contact a local agent, we do have some listings in our MLS that are open to that sort of sale. Also check y ... more
0 votes Share Flag Wed Dec 10, 2008 Home Buying in Terre Haute, IN
Erik Armstro…, Real Estate Pro in 47802
Erik Armstrong answered:
i would like to buy a house on contract with low money down but not throw the bank where should i look ?
There is no MLS database for people who are willing to sell on contract. Your best bet will probably be calling up FSBO (For Sale By Owner) and asking if they would consider selling on ... more
0 votes Share Flag Sat May 31, 2008 Home Buying in Terre Haute, IN
Mr.P, Other/Just Looking in Arizona
Mr.P answered:
I'm not happy with the inspection on a home i was gonna buy >
Do you have A Realtor?
If they are hiding problems with Grass clippings. What are they hiding behind the Drywall?
Who cares about the erosion problems, if you want out of the purcha ... more
0 votes Share Flag Sat Apr 19, 2008 Home Buying in 47802
Search Advice

Followers

113
Email me when…

Learn more

Meet the Trulia Pros
Rebecca Ring, Broker in Sullivan
Rebecca Ring
Broker
Sullivan
Stephanie Harty, Agent in Terre Haute, IN
Stephanie Harty
Agent
Terre Haute, IN
Roxanna Tisdale, Broker in Brazil, IN
Roxanna Tisdale
Broker
Brazil, IN
Melissa Peck, Broker in 47805
Melissa Peck
Broker
47805
Home > Indiana > Vigo County > Terre Haute > Home Buying in Terre Haute
Copyright © 2014 Trulia, Inc. All rights reserved.   |  
Have a question? Visit our Help Center to find the answer