Home Buying in Suffolk County : Advice

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Thomas Moser, Real Estate Pro in East Northport, NY
Thomas Moser answered:
Can you get flood insurance for a home in Sayville? What is the cost?
You can get flood insurance for any home. Cost vary depending upon the location and how much insurance you want to get. If the home is in a designated flood area, your lender will req ... more
0 votes Share Flag Mon Apr 15, 2013 Home Buying in Sayville
Anna Brocco, Real Estate Pro in Nassau County, NY
Anna Brocco answered:
i cant find any house with a garage are there any
Consider working with an agent; or check local print media for by owner rentals, always verify ownership before exchanging any money, word of mouth, etc. As for the number of cars, chec ... more
0 votes Share Flag Tue Apr 16, 2013 Home Buying in East Hampton
Anna Brocco, Real Estate Pro in Nassau County, NY
Anna Brocco answered:
What kind of countertops should I replace my old counter with?
It's all a matter of personal preferences.....
0 votes Share Flag Wed Apr 10, 2013 Home Buying in Medford
Gail Gladsto…, Real Estate Pro in 11743
Gail Gladstone answered:
I live in a house in shoreham ny & on the top of the stairs there is no railing.Is that a code & do u need a permit?
Rails are generally required on stairs. Please check with your local zoning board.
0 votes Share Flag Sun Apr 7, 2013 Home Buying in Shoreham
Anna Brocco, Real Estate Pro in Nassau County, NY
Anna Brocco answered:
Once there is a verbal acceptance of an offer and an inspection done, can another offer be taken?
Verbal really means nothing; unfortunately until an executed contract exists, signed by all parties and deposit money is exchanged, the seller is free to do as he/she wishes; therefore ... more
0 votes Share Flag Thu Apr 4, 2013 Home Buying in Bayport
William Rugen, Real Estate Pro in Holbrook, NY
William Rugen answered:
had an accepted offer on a home in Bayport NY Had the inspection done as requested by seller's agent now told another is coming in. Is this ethical?
Most times, an offer is not considered accepted until a formal contract is signed by both parties. Listing agents are free to market a home until a contract is signed with the seller's ... more
0 votes Share Flag Thu Apr 4, 2013 Home Buying in Bayport
Javier Menes…, Real Estate Pro in Farmingdale, NY
Javier Meneses answered:
Who should be held liable? Real estate broker? home inspector? previous owner?
Lisa, the only thing you can do is go to the original termite inspector. Your attorney, Realtor and previous owner (if they opt to the $500 disclosure), all couldn't have had any w ... more
0 votes Share Flag Wed Mar 19, 2014 Home Buying in 11704
Derrick John…, Real Estate Pro in Marathon, FL
Derrick Johnson answered:
who is the onwer?
The owner of what? A home? You can usually find the owner of record by searching the public records for that area. These may be held by the city or county. Some municipalities are m ... more
0 votes Share Flag Fri Jul 3, 2015 Home Buying in Mattituck
Anna Brocco, Real Estate Pro in Nassau County, NY
Anna Brocco answered:
is a current certificate of occupancy required when buying a home in southampton town?
Check with the town, http://www.southamptontownny.gov/content/81/162/164/498/5806/default.aspx If purchasing with a mortgage your lender will require, and your homeowner's insurance may ... more
0 votes Share Flag Sun Mar 22, 2015 Home Buying in Southampton
Gail Gladsto…, Real Estate Pro in 11743
Gail Gladstone answered:
How can I refinance my current home and buy a new home at the same time?
Jsnduran,

If anyone can do it, that would be Brian Tom of Cliff Co Mortgage.

You can reach Brian at 516-448-2434 or email him at btom@CliffCoMortgage.com.

gail@GladstoneGroup ... more
0 votes Share Flag Sun Mar 24, 2013 Home Buying in Holbrook
Irene Renna, Real Estate Pro in Holbrook, NY
Irene Renna answered:
Greetings, Does anyone know how to report a fraud to Trulia? I received an email that I believe is a fraud.
I would be happy to take a look at the email for you please forward it to irene.renna@gmail.com
Www.IreneSellsHouses.com for all your real estate questions
0 votes Share Flag Fri Mar 22, 2013 Home Buying in East Hampton
Ralph Windsc…, Real Estate Pro in Hauppauge, NY
Ralph Windschuh answered:
I am thinking of buyng s condo in the cambridge why are so many for sale? anyone know how it is to live there?
According to MLS, there are currently only 8 unis available in that development and given that there are over 170 units total, I don't think that is an inordinate amount of units for sa ... more
0 votes Share Flag Wed Mar 20, 2013 Home Buying in Copiague
Jonathan Ler…, Other/Just Looking in Scarsdale, NY
Jonathan Lerner answered:
Which is the closest beach (sea) to Sweetbriar Rd, Southampton, NY, 11968
Do you mean Public? because Sweetbriar ends at the water?
0 votes Share Flag Mon Mar 18, 2013 Home Buying in Southampton
Maria Batista, Real Estate Pro in Jersey City, NJ
Maria Batista answered:
how mmany miles is it from brookhaven to gruccilane?
Try getting directions on www.mapquest.com or google maps. It will also let you know the distance and approximate time it will take you from one location to the other. good luck.
0 votes Share Flag Tue Mar 12, 2013 Home Buying in Brookhaven
William Rugen, Real Estate Pro in Holbrook, NY
William Rugen answered:
Under contract for $320,000 and the house appraised for $305,000. So what happens now?
If the seller doesn't want to reduce price then unfortunately it seems you're going to put down more money. Talk directly with your lender to see what you could do but most likely that ... more
0 votes Share Flag Tue Mar 19, 2013 Home Buying in Bohemia
Tammy C. Ben…, Real Estate Pro in Katonah, NY
Tammy C. Benkwitt answered:
Can I advertise this listing without claiming it?
Why not call the listing agent and ask?

Are you a Realtor? Check our Code of Ethics too. You will find your answer there.
0 votes Share Flag Thu Mar 28, 2013 Home Buying in Amagansett
Gina Walter, Real Estate Pro in Suffolk County, NY
Gina Walter answered:
What is the least your credit score has to be so that you can qualify for a mortgage?
It depends on the banks. FHA will give a loan with a min score of 580. Some wont touch anything less then 620. You will have to show around
0 votes Share Flag Sun Mar 17, 2013 Home Buying in Hauppauge
Anna Brocco, Real Estate Pro in Nassau County, NY
Anna Brocco answered:
If I sell my house in Brentwood as a short sale, can I buy another one? How long do I have to wait for my credit to be better?
Depends on the circumstances that are leading you to the short sale path; generally it can take two to three years, and much will depend on your credit, income, etc. If purchasing in ca ... more
0 votes Share Flag Thu Mar 28, 2013 Home Buying in Brentwood
Anna Brocco, Real Estate Pro in Nassau County, NY
Anna Brocco answered:
how bad is the commute to the city from here?
Rather than relying on opinions, why not consider a test run....
0 votes Share Flag Wed Feb 27, 2013 Home Buying in Cold Spring Harbor
Javier Menes…, Real Estate Pro in Farmingdale, NY
Javier Meneses answered:
How long does it typically take to close on a FHA mortgage?
There are several things that would determine the turn time to close on a FHA loan. If the house you're purchasing is a short sale, it can easily take several months, depending on a sev ... more
0 votes Share Flag Sat Apr 19, 2014 Home Buying in Setauket
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