Financing in Suffolk County : Real Estate Advice

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Anna M Brocco, Real Estate Pro in Williston Park, NY
Anna M Brocco answered:
how many sq ft. in home at 106 bonnie rd. oakdale
According MLS the property is currently in contract, therefore not available at this time; the lot size appears to be 95 x 118; for available area properties check www.mlsli.com
0 votes Share Flag Sat Mar 30, 2013 Financing in 11769
Anna M Brocco, Real Estate Pro in Williston Park, NY
Anna M Brocco answered:
Is there a mortgage that accepts 10-15% downpayment but without pmi?
PMI is required for loans that don't close with 20 percent down; see link for some helpful information.
http://portal.hud.gov/hudportal/HUD?src=/program_offices/housing/rmra/res/respap ... more
0 votes Share Flag Tue Feb 26, 2013 Financing in 11720
Alissa Spears, Real Estate Pro in Rockport, TX
Alissa Spears answered:
Apart from the 3.5% down-payment in FHA loan, what other out-of-pocket costs should be kept aside?
I have dealt with several FHA closings this year and most of the amounts have varied, all dependent on the lender they chose. Appraisal cost, prepaid taxes and insurance and mortgage ti ... more
0 votes Share Flag Thu Dec 20, 2012 Financing in Smithtown
Shaukatali K…, Real Estate Pro in Katy, TX
Shaukatali Kadibhai answered:
I have all my funds in my Paypal business account. I use Paypal as my online banking. Would mortgage banks accept Paypal as a financial source?
Victor,
Call Dave - he is exellent and will guide you every step of the way.
Excellent service.

David Krichmar

Mortgage Banker/Broker #293883

Schmidt Mortgage Company

Ap ... more
0 votes Share Flag Thu Sep 27, 2012 Financing in 11741
Irene Renna, Real Estate Pro in Hauppauge, NY
Irene Renna answered:
Has anyone ever used mortgage digger.com?
Hello again NP!

While this site states "online prequalification is free" as should be ANY prequalification you get, it appears to me to be a mortgage referral service. Somewhere in ... more
0 votes Share Flag Thu Mar 26, 2015 Financing in 11733
R Wright, Real Estate Pro in NY,
R Wright answered:
Can anyone help guide us for a private mortgage in NY Long Island area? Want to purchase a condo for 445k. Putting down 30-35%.
Hello NP. The short sale is not a problem. A shortsale even as a result of a foreclosure is no problem as long as it was more than 2 years ago. The credit score needs to be at least 60 ... more
0 votes Share Flag Fri Mar 29, 2013 Financing in Miller Place
R Wright, Real Estate Pro in NY,
R Wright answered:
In this lending market are 80/15/5 or 80/10/10 loans still available?
In the residential 1-4 unit market no. There are still some crazy deals put together in the commercial market but it is also not as deeply regulated. 96.5 % financing with a rate below ... more
0 votes Share Flag Thu Aug 30, 2012 Financing in Manorville
De Vonte Wil…, Real Estate Pro in East Point, GA
De Vonte Williamson answered:
i want to buy out my brother on an inherited house. my credit is poor - should i apply for a home equity loan?
It may be difficult to get a home loan with poor credit. However, there are many other factors that are considered. If you would like, I could get you in touch with our in house mortgag ... more
0 votes Share Flag Sat Feb 8, 2014 Financing in 11779
Jacques Ambr…, Real Estate Pro in Forest Hills, NY
Jacques Ambron answered:
fha approved condos on long island, ny
I don't believe it is based on HUD, but you can check with the management
0 votes Share Flag Thu Jun 28, 2012 Financing in Suffolk County
Franklin Bla…, Real Estate Pro in New York, NY
Franklin Blacker answered:
can trulia financing can arrange for $50000 mortgage or financing?
Sibdas, I recommend local lenders:

Christine Perlow of Continental Home Loans: 631-549-8188

Steve Probst of Fairway Mortgage: 631-881-5101

Both should be available to you tomor ... more
0 votes Share Flag Thu Jun 28, 2012 Financing in Wyandanch
Gail Gladsto…, Real Estate Pro in 11743, NY
Gail Gladstone answered:
What exactly is a mortgage commitment letter?
It is the document from the mortgage company/bank that confirms they are willing to give you the mortgage.

The commitment letter is one of the last few steps towards closing
0 votes Share Flag Tue Jan 13, 2015 Financing in 11755
Voices Member,  in Huntington, NY
Voices Member answered:
Jumbo mortgage options with less than 20% down in NY?
Any chance one of you might be a physician? Wells Fargo is offering a sweet package, even for medical residents who are still "residenting". Let me know if I can provide som ... more
0 votes Share Flag Sun Jan 22, 2012 Financing in Huntington
Jaishree..Ja…, Real Estate Pro in Woodbury, NY
Jaishree..Jane Zilpelwar answered:
What kind of 30 year fixed rate can we get for a 500k mortgage with 40k down. my credit score is 740 and my wife's is 830.
Currently the interest rates are very low approx 4%, you can talk to a lender and they can tell you. If you need a lenders name, please feel free to email me and I will be happy to prov ... more
0 votes Share Flag Tue Dec 18, 2012 Financing in East Northport
Gerard Carney, Real Estate Pro in Spring Hill, FL
Gerard Carney answered:
do i qualify for mortgage making 26,000 a year?
A very small one but possibly yes!
0 votes Share Flag Mon Sep 26, 2011 Financing in Sayville
Lorna Sherla…, Real Estate Pro in Newburgh, NY
Lorna Sherland answered:
SONYMA Extension refused
Since you have no correspondence between you and the lenders representative for so long, there is no proof of lack of action on the part of the rep. I can guess that the rep dropped th ... more
0 votes Share Flag Tue Dec 30, 2014 Financing in 11720
Anna M Brocco, Real Estate Pro in Williston Park, NY
Anna M Brocco answered:
im in ny. im looking to take over a mortgage from an immediate family member and lease back. and pay a lump sum payment. how/can this be done? taxes?
Is the mortgage assumable....do consult with an attorney who specializes in real estate, he/she can best advise and handle any related necessary paperwork--if you need attorney recommen ... more
0 votes Share Flag Mon Jan 10, 2011 Financing in Suffolk County
John Shellin…, Real Estate Pro in Pearland, TX
John Shellington answered:
When a CAIVER alert number does show up when applying for a FHA loan, what can I do? I am trying to purchase a new home in Arizona,
When your lender pulls a credit alert and it's negative, this generally means that you have a balance owing to the government for a program you used in the past. This could be an ... more
0 votes Share Flag Mon Dec 14, 2009 Financing in 11784
William Pola…, Real Estate Pro in Boca Raton, FL
William Polack answered:
Would you recommend using a mortgage broker for FHA loans or are they all pretty standard across the board?
As a loan officer working for a broker, no company is the same across the board, whether a bank or a broker. Every company has programs differently from the next. There are some things ... more
0 votes Share Flag Thu Nov 27, 2014 Financing in 11961
Thomas Martin, Real Estate Pro in Hollywood, FL
Thomas Martin answered:
Question regarding caivrs list and closing on a FHA loan.
Most lenders will not fund the loan until its removed from the Caivers list. FHA like most insurance companies will try to find anyway not to pay the claim if the FHA homeloan goes int ... more
0 votes Share Flag Sat Nov 7, 2009 Financing in 11784
Katina Wright, Real Estate Pro in Atlanta, GA
Katina Wright answered:
Hi, what kind of loan should i ask for to finance a developed land parcel with mobile home on it (1960's)
Greetings Kathy,
GOOD LUCK! Mobile homes are Horror Stories to Lenders and you will end up asking around extensively to find someone willing to touch that situation.

You may just e ... more
0 votes Share Flag Sat Feb 13, 2010 Financing in 11901
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